Standard Chartered Bangladesh review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Standard Chartered Bangladesh suits people in its home market who want a card that costs nothing to hold and pays cashback on ordinary spending. The debit account carries a monthly fee of BDT 0, and the credit card pays cashback on groceries, dining and fuel.
Key facts
- Best for
- A fee-free visa debit card for everyday spending in Bangladesh, with cashback on the companion credit card.
- Monthly fee
- BDT 0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Standard Chartered Luxembourg S.A. (Source, checked September 26, 2026)
- Headquarters
- Luxembourg (Source, checked September 26, 2026)
- Founded
- 1905 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Rewards
- Official website
- sc.com
Credit cards
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- 8% grocery, 5% dining and hotel, 2% fuel, 1% other retail; max BDT 1,200 cashback per month (Source, checked September 26, 2026)
- Perks
- Free passenger handling service at Hazrat Shahjalal International Airport, Dhaka, Card cheque facility for payments within Bangladesh, Multi card facility under the same credit limit, InstaBuys equal monthly instalments, 24-hour client centre access (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Standard Chartered Luxembourg S.A. (Source, checked September 26, 2026)
- Headquarters
- Luxembourg (Source, checked September 26, 2026)
- Founded
- 1905 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Rewards
Apps and profiles
Pros and cons
Pros
- The debit card from the Fast current account charges a monthly fee of BDT 0, matching the €0 median across the cards compared.
- cashback on the credit card pays most on groceries, then on dining and hotels, then on fuel.
- The visa network is carried by 58.6% of the cards compared here.
- Perks include a free passenger handling service at Hazrat Shahjalal International Airport, Dhaka.
Cons
- Support runs on phone and help centre only, so help comes by phone or through the help centre.
- Cashback is capped each month on the credit card, so heavy grocery and dining spend earns up to the cap rather than the headline rate.
- The licence on file, MiCA CASP 213800HAR45C9K18O294, is a MiCA crypto asset registration rather than a card licence.
Who it suits
- People in Bangladesh who want a debit card at a BDT 0 monthly fee for ordinary spending.
- Credit card users who want cashback on groceries, dining and fuel.
- Frequent flyers through Dhaka who value the free passenger handling service at Hazrat Shahjalal International Airport.
Who should look elsewhere
- Wise, if an account with a monthly fee of £0 suits you better than a card that pays rewards.
- Varo Believe Secured Credit Card, if you would rather hold a secured card with a monthly fee of $0.
The company behind it
The legal entity behind this card is Standard Chartered Luxembourg S.A., registered in Luxembourg and founded in 1905, so the brand operates well beyond its home market. Support runs on phone and help centre. The licence on file is a MiCA crypto asset registration with the Commission de Surveillance du Secteur Financier, MiCA CASP 213800HAR45C9K18O294, so read the current account terms for how deposits are treated.
How Standard Chartered Bangladesh compares
9.5 vs 9.4
9.5 vs 9.0
9.5 vs 8.9
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9.5 vs 9.0
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9.5 vs 8.0
9.5 vs 8.0
Where Standard Chartered Bangladesh is available
- Available
- Bangladesh, Luxembourg
- Licence in Luxembourg
- Commission de Surveillance du Secteur Financier (CSSF) (MiCA CASP 213800HAR45C9K18O294), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does the card cost each month?+
The debit card that comes with the Fast current account carries a monthly fee of BDT 0, and monthly fees across the cards compared here sit at €0. The credit card is the one that pays cashback, so what you pay depends on which you use.
What do I earn on everyday spending?+
Cashback is strongest on groceries, then on dining and hotels, then on fuel, with a lower rate on other retail spend, plus a monthly cap on what can be earned. The reward type is cashback and it sits on the credit card rather than the debit one.
Is this a debit card or a credit card?+
The listing covers a debit card from the Fast current account on the visa network, alongside a separate credit card that carries the rewards. The monthly fee of BDT 0 attaches to the current account side of the offering.
How do I get help if a payment goes wrong?+
Support runs on phone and help centre, so a phone line and a help centre are the routes in. The listed perks also include round the clock client centre access on the credit card, which is handy when a payment needs checking quickly.
Who regulates this brand?+
The registered legal entity is Standard Chartered Luxembourg S.A., based in Luxembourg and founded in 1905. The licence on file is a MiCA crypto asset registration from the Commission de Surveillance du Secteur Financier, MiCA CASP 213800HAR45C9K18O294, so it covers crypto services, and the current account terms are the place to check how deposits are treated.
Is it worth having if I fly often?+
Among the listed perks is a free passenger handling service at Hazrat Shahjalal International Airport, Dhaka (Free passenger handling service at Hazrat Shahjalal International Airport, Dhaka, Card cheque facility for payments within Bangladesh and Multi card facility under the same credit limit), along with card cheque payments within Bangladesh and a multi card facility under the same credit limit. Those extras suit flyers and anyone who wants to run several cards.
What stops the cashback from growing without limit?+
A monthly cap applies to cashback, so the better rates on groceries and dining stop adding up once you reach it. The rewards are structured as cashback on the credit card, and the same credit limit covers a multi card facility.
How does this compare with the other cards here?+
The alternatives listed all show a monthly fee of $0, £0 and $0, so fees alone do not separate them. The real difference is the product, since this pairing sets a debit account card beside a rewards credit card.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=LU”
- sc.com/bd/about-us checked September 26, 2026
Backs: Founded, Card network
“Established 1905 (Including ANZ Grindlays experience and presence; Standard Chartered established its first branch in Chattogram in 1948.)”
- sc.com/bd/credit-cards/super-value-titanium checked September 26, 2026
Backs: Card kind, Features, Perks, Rewards rate, Rewards type
“The cash back amount will be reflected in your credit card statement”
- sc.com/bd/deposits/current-accounts/fast-current-account checked September 26, 2026
Backs: Card type, Monthly fee
“Fast Current Account ... Debit Card: A free Platinum Debit Card will be provided to take care of all your transactional needs.”
- sc.com/bd/help-centre/faqs checked September 26, 2026
Backs: Support channels
“Please call our phone banking 16233 (From Mobile Phone) or +88 09 666777111 (from landline)”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Standard Chartered Bangladesh
A fee-free visa debit card for everyday spending in Bangladesh, with cashback on the companion credit card.