Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings

Suits Me review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Suits Me is a Gibraltar regulated Mastercard debit card built for UK adults who want a plain spending card with a monthly fee of £0. Currency conversion is the weak point, because a fee of 3.47% runs well above a typical site figure of 1%, and free ATM withdrawals are £0.

Key facts

Best for
Everyday UK spending on a Mastercard with a free monthly fee.
Monthly fee
£0 (Source, checked September 26, 2026)
Currency conversion fee
3.47% (Source, checked September 26, 2026)
Free ATM withdrawals
£0 (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Mastercard (Source, checked September 26, 2026)
Legal entity
Suits Me Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Official website
suitsmecard.com

Credit cards

Currency conversion fee
3.47% (Source, checked September 26, 2026)
Legal entity
Suits Me Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInXapps.apple.com

Pros and cons

Pros

  • A monthly fee of £0 on a debit card that runs on the mastercard network.
  • Regulated in Gibraltar by the Gibraltar Financial Services Commission, so oversight sits with a named authority.
  • Operates as Suits Me Limited, a company founded in 2015 and based in the GB.

Cons

  • Currency conversion fees of 3.47% sit well above a typical site figure of 1%, and the ranking on this measure is 241 of 259.
  • No free ATM withdrawals, with the free allowance at £0.
  • Support runs on help centre alone, so there is no listed phone or email line for problems that need a conversation.
Suits Me

Ready to try Suits Me?

Scored 8.6 / 10 by DebitCue.

See alternatives

Who it suits

  • UK adults who spend at home and can live with a monthly fee of £0.
  • Families sharing one account across several cards, with most spending in the UK.
  • Anyone who rarely spends abroad and takes out little cash, given the free ATM allowance of £0.

Who should look elsewhere

  • Wise, if you travel or buy abroad often, since its currency conversion fee is 0.1% against 3.47% here.
  • Varo Believe Secured Credit Card, if you want a secured credit card with a monthly fee of $0 rather than a debit card.
  • Chime Card (Secured Visa Credit Card), if a secured Visa credit card at a monthly fee of $0 fits your credit goals better.

Fees and currency costs

The monthly fee is £0, so there is no recurring charge to budget for. The currency conversion fee is 3.47%, and that rate matters most for spending outside the UK, since it applies on top of the exchange rate the network provides. A debit card like this therefore looks cheap on home spending and expensive abroad.

Who runs it

Suits Me is run by Suits Me Limited, headquartered in the GB and founded in 2015. Oversight sits with the Gibraltar Financial Services Commission. Support runs on help centre, so help is written rather than spoken, and anyone who prefers to talk a disputed transaction through has a narrower choice here.

How Suits Me compares

Where Suits Me is available

Available
Gibraltar, United Kingdom
Licence in Gibraltar
Gibraltar Financial Services Commission, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is there a monthly fee?+

The monthly fee is £0, so there is no recurring charge for keeping the account open. The cost that matters is how the card is used: spending in the UK on a debit card is straightforward, while anything foreign is priced by the currency conversion fee.

What does it cost to spend in another currency?+

The currency conversion fee is 3.47%, charged when the card spends in a currency other than sterling. That is above the typical figure of 1% across cards here, so travellers and overseas suppliers cost more on this card than on a lower cost multi currency account.

Are free ATM withdrawals included?+

Not in the usual sense: the free allowance is £0, so cash machine use is a cost rather than a free perk. Anyone who takes out regular cash should weigh the charge before relying on the card, and a fee free ATM allowance is a fair comparison point elsewhere.

Who runs Suits Me and where is it based?+

The account is run by Suits Me Limited, founded in 2015 and headquartered in the GB. The Gibraltar Financial Services Commission is the regulator named for the issuer, which places supervision in Gibraltar rather than in the UK, even though the card is built for UK adults.

Is it a debit card or a credit card?+

It is a debit card running on the mastercard network, so spending draws on money in the account rather than building a borrowing balance. That suits people who want to spend what they hold, while anyone hoping to build a credit file would need a secured credit card instead.

How do I get help if something goes wrong?+

Support runs on help centre, so the help centre is the route for questions and problems. There is no listed phone or email line, which is worth weighing early if you would rather talk a disputed transaction through with a person.

Sources

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Protection.

Suits Me

Suits Me

Everyday UK spending on a Mastercard with a free monthly fee.

8.6/10See alternatives