Swedbank Lietuva review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Swedbank Lietuva suits people in Lithuania who want one debit card for daily spending and for trips abroad, since currency conversion costs 0%. The trade-off is the monthly fee of €1 on the account, with free ATM withdrawals worth €600.
Key facts
- Best for
- A multi-currency Mastercard for Lithuanian residents who spend and travel abroad, with a currency conversion fee of 0%.
- Monthly fee
- €1 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Free ATM withdrawals
- €600 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Official website
- swedbank.lt
Credit cards
- Annual fee
- €24 (Source, checked September 26, 2026)
- APR
- 21.99% to 26.82% (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Rewards type
- None (Source, checked September 26, 2026)
- Perks
- Purchase insurance, Travel insurance (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
Pros and cons
Pros
- Currency conversion costs 0%, and the brand sits at 1 of 259 on that fee.
- Free ATM withdrawals of €600 place the brand at 5 of 115 on that measure.
- The debit card is multi-currency and built for travel, and it runs on the Mastercard network.
- Purchase insurance and travel insurance come with the credit card.
Cons
- The account carries a monthly fee of €1, and the brand sits at 343 of 419 on that measure.
- Support runs on phone only, with no chat or email in the mix.
- The credit card has no rewards type, so nothing comes back on what you spend there.
Who it suits
- Lithuanian residents who want a multi-currency Mastercard debit card for everyday spending and for travel.
- People who take cash out regularly and can stay inside the free ATM withdrawal allowance.
- Borrowers who want purchase insurance and travel insurance alongside a debit card.
Who should look elsewhere
- Wise, for a monthly fee of £0 where this account charges €1.
- Varo Believe Secured Credit Card, whose monthly fee is $0.
- Chime Card (Secured Visa Credit Card), which charges a monthly fee of $0.
How Swedbank Lietuva compares
9.0 vs 9.4
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.2
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 9.0
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.7
9.0 vs 9.2
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 9.6
9.0 vs 9.4
9.0 vs 9.4
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
- 9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.3
9.0 vs 8.2
9.0 vs 8.0
9.0 vs 8.0
Frequently asked questions
What does the account cost each month?+
The account charges a monthly fee of €1, and the free ATM withdrawal allowance is €600. Currency conversion on the debit card costs 0%, so travel spending and cash withdrawals are where the cost shows up rather than day to day purchases.
Which card is this?+
The main card is a debit Mastercard with multi-currency and travel features. Swedbank Lietuva also offers a credit card, and that one carries an annual fee of €24 with an APR of 21.99% to 26.82%, so the two products are priced quite differently.
How much can I take out at cash machines?+
The account includes free ATM withdrawals of €600, and the brand ranks 5 of 115 on that measure. That covers people who take cash now and then, though heavy cash users would outrun it.
What does it cost to spend abroad?+
The currency conversion fee is 0%, and the card is listed with multi-currency and travel features. On the comparison the brand sits at 1 of 259 for that fee, so foreign spending is the clearest reason to weigh it up.
What does the credit card cost?+
The credit card carries an annual fee of €24 with an APR of 21.99% to 26.82%, and it adds purchase insurance and travel insurance. That APR sits above the 20.97% median on the site, so read it as a borrowing card rather than a spending one.
Does the card earn anything on spending?+
The rewards type is listed as none, so the credit card earns nothing back on what you spend. It also carries an annual fee of €24, which makes it a card for borrowing rather than for rewards.
How do I get help?+
Support runs on phone, so phone is the channel listed for this brand. There is no chat or email in the mix, which matters if you would rather write and keep a record of the conversation.
Who is this card for?+
The debit card suits people in Lithuania who want a multi-currency Mastercard for everyday spending and for travel, with a currency conversion fee of 0% and a monthly fee of €1. Cash users also get free ATM withdrawals of €600.
Sources
- swedbank.lt/private/cards/debit/debit_mastercard_web checked September 26, 2026
Backs: Card type, Features, Currency conversion fee, Card network
“Contactless Mastercard WEB - A card for your everyday banking needs”
- swedbank.lt/private checked September 26, 2026
Backs: Support channels
“notify us immediately by phone +370 5 268 4444”
- swedbank.lt/private/cards/credit checked September 26, 2026
Backs: Annual fee, APR, Card kind, Perks, Rewards type
“Classic credit card monthly card administration fee EUR 2/month”
- swedbank.lt/private/d2d/accounts/pricingAgreement checked September 26, 2026
Backs: Free ATM withdrawals, Monthly fee
“Up to EUR 600/month free cash withdrawal at ATMs of any bank - Mastercard WEB”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
Swedbank Lietuva
A multi-currency Mastercard for Lithuanian residents who spend and travel abroad, with a currency conversion fee of 0%.