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TBC Bank Uzbekistan review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

TBC Bank Uzbekistan is a straight debit card for everyday spend in Uzbekistan, with a monthly fee of UZS 0 that keeps the running costs at nothing. It suits people who want cash withdrawals, cashback and a familiar network without paying to hold the card.

Key facts

Best for
A cost-free everyday Visa debit card with cashback and free cash withdrawals.
Monthly fee
UZS 0 (Source, checked September 26, 2026)
Free ATM withdrawals
UZS 10,000,000 (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Cashback rate
1% to 5% (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Legal entity
Joint-Stock Commercial Bank TBC Bank (Source, checked September 26, 2026)
Headquarters
Uzbekistan (Source, checked September 26, 2026)
Founded
2020 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Features
Travel
Official website
tbcbank.uz

Credit cards

Legal entity
Joint-Stock Commercial Bank TBC Bank (Source, checked September 26, 2026)
Headquarters
Uzbekistan (Source, checked September 26, 2026)
Founded
2020 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Features
Travel

Apps and profiles

Get the app
App Store
Elsewhere
Wikidata

Pros and cons

Pros

  • A monthly fee of UZS 0, so there is no charge to keep the card open
  • Free ATM withdrawals of UZS 10,000,000 for cash needs
  • Cashback of 1% to 5% on everyday spending
  • A debit card on the visa network that is listed for travel (travel)

Cons

  • Support runs on phone and help centre only, with no chat or email in the list
  • Acceptance rests on visa alone, so the card is of no use where Visa is not taken
  • Rewards are cashback of 1% to 5%, and the free cash allowance of UZS 10,000,000 will not cover heavy withdrawal use
TBC Bank Uzbekistan

Ready to try TBC Bank Uzbekistan?

Scored 8.4 / 10 by DebitCue.

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Who it suits

  • People in Uzbekistan who want a daily debit card with a monthly fee of UZS 0
  • Travellers who want cash withdrawals of UZS 10,000,000 and cashback of 1% to 5% while abroad
  • Anyone who prefers phone and help centre support (phone and help centre)

Who should look elsewhere

  • Wise, an account rather than a debit card, with a monthly fee of £0, for people who want to hold balances rather than spend from a card
  • Varo Believe Secured Credit Card, a secured credit card rather than a debit card, with a monthly fee of $0
  • Chime Card, a secured Visa credit card rather than a debit card, with a monthly fee of $0

The company behind it

TBC Bank Uzbekistan is Joint-Stock Commercial Bank TBC Bank, a joint stock commercial bank based in Uzbekistan. It was founded in 2020, so the card comes from a recent arrival rather than a long established name. Support runs on phone and help centre, meaning a phone line and a help centre are the routes listed for questions about the account.

How TBC Bank Uzbekistan compares

Where TBC Bank Uzbekistan is available

Available
Uzbekistan

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the TBC Bank Uzbekistan debit card cost each month?+

The card carries a monthly fee of UZS 0, so holding it adds nothing to the household budget each month. That sits alongside cashback of 1% to 5% and free ATM withdrawals of UZS 10,000,000, which makes it a low cost everyday card for spending and cash.

How much can I take out of cash machines for free?+

Free ATM withdrawals are set at UZS 10,000,000. Anything drawn beyond that allowance falls outside the free figure, so heavy cash use is worth checking against the tariffs before the card is relied on for day to day banking.

Which network does the card run on?+

The card runs on visa, so acceptance abroad depends on Visa merchants. It is a debit card, which means purchases come straight out of the balance in the account rather than being repaid later.

Is this a debit card or a credit card?+

It is a debit card, so payments come out of the balance in the account and there is nothing to repay. The card carries a monthly fee of UZS 0 and pays cashback of 1% to 5% on use.

Does the card pay any rewards?+

Cashback runs at 1% to 5% on spending, a plain cash reward on everyday purchases. It comes with a monthly fee of UZS 0, so there is no cost to keeping the card open and the rewards do not come with a charge.

Is the card any good for travel?+

The card is listed for travel (travel) and runs on visa, so it works at overseas merchants and cash machines. Withdrawals of UZS 10,000,000 are free, which covers spending abroad without carrying a second card.

How do I get help if something goes wrong with the card?+

Support runs on phone and help centre, meaning a phone line and a help centre. Chat and email are not in the same list, so a card problem outside working hours may mean waiting for the phone line or the help centre.

Who runs the bank behind the card?+

The card comes from Joint-Stock Commercial Bank TBC Bank, which is based in Uzbekistan and was founded in 2020. It is a domestic bank rather than a branch of an international card issuer, and its fees are set in local currency.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Protection.

TBC Bank Uzbekistan

TBC Bank Uzbekistan

A cost-free everyday Visa debit card with cashback and free cash withdrawals.

8.4/10See alternatives