Tosla review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Tosla is a prepaid Mastercard card from Akode Elektronik Para ve Odeme Hizmetleri A.S. charging a monthly fee of TRY 0, which suits people who want to load a balance and spend it without a recurring bill. The trade-off is a Mastercard-only card with no credit history to build.
Key facts
- Best for
- A prepaid Mastercard card for everyday spending from a loaded balance, held at TRY 0 a month.
- Monthly fee
- TRY 0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Akode Elektronik Para ve Odeme Hizmetleri A.S. (Source, checked September 26, 2026)
- Official website
- tosla.com
Credit cards
- Legal entity
- Akode Elektronik Para ve Odeme Hizmetleri A.S. (Source, checked September 26, 2026)
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- The monthly fee is TRY 0, so keeping the account open costs nothing.
- Skrill charges €5 a month, so Tosla costs less to hold.
- The card runs on mastercard, so it is accepted wherever Mastercard is taken.
Cons
- The card is prepaid, so spending stops when the loaded balance runs out and no credit history is built.
- Acceptance follows mastercard alone, so the card gives no choice of network and no wider reach.
Who it suits
- People who want a prepaid card to load and spend without a monthly charge.
- Shoppers who already pay with Mastercard and want a single card for everyday spending.
- Users who keep their card spending strictly to a balance they control.
Who should look elsewhere
- Skrill, for anyone who wants a euro money account and accepts a monthly fee of €5.
- The JMMB Moneyline and JMMB Money Transfer prepaid card, if you want a prepaid Visa with a monthly fee of JMD 0 in place of Mastercard.
- The CrediMax Cardy EX prepaid Visa, if you prefer a prepaid card with a monthly fee of BHD 0.
How Tosla compares
Where Tosla is available
- Available
- Turkey
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Tosla charge each month?+
Tosla's monthly fee is TRY 0, and it places 1 on that measure across the 419 brands compared here, so holding the account adds no recurring cost. Budget separately for what you load, since a prepaid balance is your own money rather than credit.
Is Tosla a debit card or a prepaid card?+
Tosla is a prepaid card. You load money onto the balance and then spend from it, rather than drawing on money held in a current account. Spending stops when the balance is empty, and using the card leaves no credit history behind.
Who issues the Tosla card?+
Tosla is issued by Akode Elektronik Para ve Odeme Hizmetleri A.S., a Turkish electronic money and payment services company. That is the company behind the card and the balance, so it is the name to look for in your own paperwork and in any dispute you raise about a payment.
How does Tosla compare with Skrill on cost?+
Skrill charges a monthly fee of €5, while Tosla's is TRY 0. For anyone who simply wants a card to keep open and load, that difference settles the comparison. Skrill is the pick if you want a money account with a set recurring charge instead.
Which prepaid alternatives also cost nothing to hold?+
The JMMB Moneyline and JMMB Money Transfer prepaid card lists a monthly fee of JMD 0, and the CrediMax Cardy EX prepaid Visa lists BHD 0. Both match Tosla on the monthly figure and differ in market, with Tosla on mastercard.
Who is Tosla suited to?+
Tosla suits people who want a prepaid card, pay no monthly fee and spend from a balance they control. It suits everyday shopping and budgeting within a single currency. It does not suit anyone who wants to borrow, build a credit record, or hold money under a named protection scheme.
Is the money on a Tosla card protected?+
Tosla is issued by Akode Elektronik Para ve Odeme Hizmetleri A.S., and no regulator, licence or protection scheme is named for the card. The balance you load therefore sits with the issuer rather than in a covered deposit, which is the main risk to weigh against the TRY 0 monthly fee.
Which card network does Tosla run on?+
The card runs on mastercard, so it is accepted wherever Mastercard is taken, which covers most card terminals and cash machines. The network does not change the TRY 0 monthly fee, and it is the clearest difference from the prepaid Visa alternatives.
Sources
- files.sikayetvar.com/complaint/3583/35834609/tosla-kartin... checked September 26, 2026
Backs: Legal entity
- play.google.com/store/apps/details checked September 26, 2026
Backs: Card type, Monthly fee, Card network
“Prepaid Kart ile Satis - Al compelling: Tosla Card with the MasterCard logo”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
Tosla
A prepaid Mastercard card for everyday spending from a loaded balance, held at TRY 0 a month.