WaafiPay review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
For businesses in East Africa wanting one platform for wallets, cards and issuance, WaafiPay provides payment acceptance and card programmes with business scale. WaafiPay is a payment infrastructure provider trusted by thousands of businesses and it suits firms wanting unified online and in person acceptance.
Key facts
- Best for
- Businesses in East Africa accepting wallets and cards
- Headquarters
- Djibouti (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Virtual card
- Audience
- Business
- Official website
- waafipay.com
Credit cards
Apps and profiles
- Elsewhere
- LinkedInXdocs.waafipay.com
Pros and cons
Pros
- Accepts popular mobile wallets alongside major network card transactions in one platform
- Issues virtual and physical cards including prepaid and corporate programmes
- Provides in person terminals with contactless, chip and sales reporting
- Offers APIs and SDKs for building tailored payment experiences
Cons
- Focuses on businesses, so it offers little for individual personal cardholders
- Centres activity on East Africa rather than broader international coverage
- Targets firms needing integrated acceptance and issuance, not simple standalone use
Ready to try WaafiPay?
Who it suits
- East African businesses accepting wallet and card payments
- Firms wanting to issue virtual or physical cards
- Developers building payment flows with APIs
Who should look elsewhere
- Individuals looking for personal debit cards
- Businesses operating outside East Africa
How your money is protected
WaafiPay presents security as an enterprise grade foundation for its payment platform. It states compliance with PCI DSS for handling card transactions. It provides 3D Secure authentication for added verification during card payments. It uses tokenization to protect sensitive card details during processing. Its in person terminals support chip and PIN alongside contactless acceptance. Receipt printing and sales reporting accompany terminal transactions for oversight. Recurring payments operate within this protected framework for repeated business billing.
How WaafiPay compares
Frequently asked questions
What does WaafiPay do?+
WaafiPay provides payment infrastructure for businesses in East Africa. It enables acceptance of mobile wallet payments and card transactions through one unified platform. It also supports card issuance and in person acquiring alongside tools for developers.
Where does WaafiPay operate?+
WaafiPay focuses its payment infrastructure on East Africa. It serves businesses across the region from wallet acceptance to card issuance. Its materials point to thousands of businesses across the region using the platform for unified acceptance.
Who uses WaafiPay?+
WaafiPay is built for businesses rather than individual shoppers. It supports firms that accept wallets and cards or need to issue cards. Its platform is trusted by 5,000 plus businesses seeking complete payment operations daily.
Which card products does WaafiPay cover?+
WaafiPay covers issuance through central bank switch integration. Its range includes virtual cards and physical cards for business programmes. It also supports prepaid programmes and corporate cards within the same system for operational spending and distribution needs.
Where is WaafiPay based?+
WaafiPay is based in Djibouti. (Source, checked September 26, 2026)
How can I contact WaafiPay support?+
WaafiPay offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- waafipay.com checked September 26, 2026
Backs: Features
“Issue Mastercard and Visa cards through central bank switch integration - Virtual Cards, Physical Cards, Prepaid Programs, Corporate Cards”
- waafipay.com/contact checked September 26, 2026
Backs: Headquarters, Support channels
“Salaam Tower, Djibouti”
- waafipay.com/terms checked September 26, 2026
Backs: Audience
“payment processing services including mobile wallet payments, card payment acceptance, and card issuance solutions for businesses”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.
Related by the facts
WaafiPay
Businesses in East Africa accepting wallets and cards