Wallester review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Wallester suits businesses that want a fee-free card with multi-currency and virtual options on the same account, and it costs €0 a month with an annual fee of €0. The card sits on the visa network and was built for business spend.

Key facts

Best for
Businesses wanting multi-currency and virtual cards with no annual charge.
Monthly fee
€0 (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Legal entity
Wallester AS (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Features
Multi-currency, Virtual card
Audience
Business
Official website
wallester.com

Credit cards

Annual fee
€0 (Source, checked September 26, 2026)
Rewards type
None (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
Wallester AS (Source, checked September 26, 2026)
Headquarters
Estonia (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Pricing model
No annual fee
Features
Multi-currency, Virtual card
Audience
Business

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Multi-currency and virtual cards on the same account, multi currency and virtual card
  • Runs on the visa network, so it works like other business spending cards
  • Estonian payment institution licence, PSD_PI 11812882
  • Monthly fee of €0 and annual fee of €0

Cons

  • Rewards are none, so spending earns nothing back
  • Support runs through help centre only
  • The account is for a business audience, so it is not aimed at personal spending
Wallester

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Scored 8.7 / 10 by DebitCue.

Who it suits

  • Businesses paying suppliers in several currencies
  • Firms that issue virtual cards for staff and one-off spend
  • Teams that want a card without an annual charge

Who should look elsewhere

  • Varo Believe Secured Credit Card, which is a personal credit card with a monthly fee of $0
  • Chime Card (Secured Visa Credit Card), a consumer secured card with a monthly fee of $0
  • Wise, which suits a business that only needs multi-currency account access, at a monthly fee of £0

The company behind it

The company behind the card is Wallester AS, based in Estonia and founded in 2016. It holds an Estonian payment institution licence, PSD_PI 11812882, listed in the European payment institution register. Customer contact runs through help centre, so account questions are handled in writing rather than on a call.

How Wallester compares

Where Wallester is available

Licence in Estonia
Estonian Financial Supervision Authority (Finantsinspektsioon), checked September 26, 2026
Licence in Estonia
EE_FI (PSD_PI 11812882), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Frequently asked questions

What does a Wallester account cost to hold?+

The monthly fee is €0 and the annual fee is €0, so there is nothing to pay for keeping the account open. Wallester runs on a no annual fee model. The median monthly fee across the site's brands is €0, so this sits with the cheapest group.

Does the Wallester card pay any rewards?+

Rewards are none on this card, so spending through it earns nothing back in cash, points or miles. That keeps costs simple for a business that only needs a payment method, but anyone shopping for rewards should look at a cashback card instead.

Who supervises Wallester?+

Wallester is supervised in EE by the Estonian Financial Supervision Authority. The company holds a payment institution licence, PSD_PI 11812882, listed in the European payment institution register, so the business side of the account sits inside that supervision.

What kind of card is the Wallester card?+

The card type is listed as debit and it runs on the visa network, so it is used like a standard business spending card. A separate record also lists the card kind as credit, which is worth checking against the terms for your account.

Can I hold more than one currency?+

Multi-currency is among the listed features, multi currency and virtual card, alongside virtual cards. That suits a business paying suppliers in different markets without opening a separate provider for each currency. Conversion cost still depends on the rate applied to each transaction.

How do I get help from Wallester?+

Support runs through help centre. A help centre is the listed channel, so account questions are handled in writing rather than on a call. Businesses that expect immediate voice support while a payment is blocked may prefer a provider with more channels listed.

Who runs Wallester and where is it based?+

The company behind the card is Wallester AS, based in Estonia and founded in 2016. It is built for a business audience, so the account is aimed at company spending rather than personal banking.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Wallester

Wallester

Businesses wanting multi-currency and virtual cards with no annual charge.

8.7/10See alternatives