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Walmart MoneyCard review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Walmart MoneyCard suits shoppers who already spend at Walmart and want part of that spend back. A monthly fee of $5.94 buys the card, the reward type is cashback, and the account is a prepaid card from Green Dot Bank running on mastercard.

Key facts

Best for
Cashback on the spending you already make at Walmart.
Monthly fee
$5.94 (Source, checked September 26, 2026)
Card type
Prepaid (Source, checked September 26, 2026)
Cashback rate
1% to 3% (Source, checked September 26, 2026)
Card network
Mastercard (Source, checked September 26, 2026)
Legal entity
Green Dot Bank (Source, checked September 26, 2026)
Support channels
Chat, Help-centre (Source, checked September 26, 2026)
Features
Rewards
Official website
walmartmoneycard.com

Credit cards

Annual fee
$71.28 (Source, checked September 26, 2026)
Rewards type
Cashback (Source, checked September 26, 2026)
Rewards rate
3% Walmart.com/app, 2% fuel, 1% stores up to $75/year (Source, checked September 26, 2026)
Perks
Early direct deposit, Overdraft protection, Savings vaults (Source, checked September 26, 2026)
Legal entity
Green Dot Bank (Source, checked September 26, 2026)
Support channels
Chat, Help-centre (Source, checked September 26, 2026)
Features
Rewards

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Cashback rather than points, on everyday spending, at 1% to 3%.
  • A prepaid card issued by Green Dot Bank, with no credit line to repay.
  • Perks that help between paydays: early direct deposit, overdraft protection and savings vaults.

Cons

  • A monthly fee of $5.94, or $71.28 a year, against the listed alternatives at JMD 0 and BHD 0.
  • Cashback is weighted to the Walmart website, the app and fuel, so other categories sit at the lower end of 1% to 3%.
  • Support runs on chat and help centre only.
Walmart MoneyCard

Ready to try Walmart MoneyCard?

Scored 8.4 / 10 by DebitCue.

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Who it suits

  • Shoppers who spend most of their card money on the Walmart website, in the app and at fuel stations.
  • People who want cashback rather than points from a prepaid card.
  • Anyone paid early direct deposit who also wants overdraft protection and savings vaults.

Who should look elsewhere

  • Anyone unwilling to pay $5.94 a month, since CrediMax Cardy EX prepaid Visa holds at BHD 0.
  • Skrill at €5 a month is a euros-priced hold with none of the Walmart store cashback on offer.
  • JMMB Moneyline and JMMB Money Transfer prepaid card has a monthly fee of JMD 0 and suits anyone who wants a cost-free hold rather than store rewards.

How Walmart MoneyCard compares

Where Walmart MoneyCard is available

Available
United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the Walmart MoneyCard cost to hold?+

The card carries a monthly fee of $5.94, and the annual fee is $71.28. The site's median monthly fee is €0, so this is one of the pricier holds in the comparison for a card most people use as a second wallet.

Is the Walmart MoneyCard prepaid or debit?+

It is a prepaid card rather than a debit card, and the account sits with Green Dot Bank. That shape suits people who want a limited balance for shopping rather than their main current account, though the fee still applies if you barely use it.

How much cashback does the Walmart MoneyCard pay?+

Rewards are cashback rather than points, and the rate runs 1% to 3% on qualifying spend. The schedule is weighted towards spending on the Walmart website and in the app, with fuel next and other stores lower, so the card pays most on the shops you already use.

Which network does the Walmart MoneyCard run on?+

The card runs on mastercard, the network behind 38.5% of the brands on DebitCue, while 58.6% cards are the more common alternative here. Expect it to be accepted wherever the main card brands are taken, which covers ordinary shopping.

How do I get help from Walmart MoneyCard?+

Support runs on chat and help centre only. Chat handles quick questions and the help centre covers written ones, so a disputed transaction that needs a voice on the line suits a card with phone support better.

What comes with the card besides cashback?+

Beyond cashback, the listed perks are early direct deposit, overdraft protection and savings vaults. Early direct deposit brings pay in sooner than a normal payday, overdraft protection gives the balance some room, and the savings vaults ring-fence part of what you hold.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

Walmart MoneyCard

Walmart MoneyCard

Cashback on the spending you already make at Walmart.

8.4/10See alternatives