Addiko Bank Srbija review

Updated October 13, 2026 · DebitCue Editorial Team

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Our verdict

For people in Serbia handling everyday spending and borrowing, Addiko Bank Srbija offers current accounts, credit cards, loans and savings deposits with mobile and internet banking. It serves customers who want card payments plus branch and online access in one local bank.

Key facts

Best for
People in Serbia using one bank for cards and savings
Legal entity
Addiko Bank a.d. Beograd (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Official website
addiko.rs

Debit cards

Legal entity
Addiko Bank a.d. Beograd (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Credit card applications are accepted online and through local branches in Serbia
  • Current accounts, loans, credit cards and savings deposits together in one bank
  • Mobile and internet banking supports everyday account and payment management
  • Branch network across Serbia supports in person banking alongside online access

Cons

  • Service focus stays within Serbia, which limits use for people abroad
  • Credit card choice centres on one credit card for everyday payments
  • Savings focus centres on fixed deposits for planned saving
Addiko Bank Srbija

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Who it suits

  • Residents of Serbia managing cards and everyday accounts
  • Customers wanting loans, cards and savings in one bank
  • People who value branch and online banking access

Who should look elsewhere

  • People living outside Serbia
  • People seeking a wide range of card types

Frequently asked questions

What banking products does Addiko Bank Srbija provide?+

Addiko Bank Srbija provides current accounts, credit cards, loans and savings deposits for private and business needs. Mobile and internet banking support everyday money management and bill payments. Service is available online and through local branches across Serbia.

How does its credit card work in plain terms?+

Addiko Bank Srbija offers a credit card for everyday payments and money management. Transactions and account activity can be followed and handled through mobile banking. Requests for the card can be made online and through local branches.

Who is Addiko Bank Srbija suited to?+

Addiko Bank Srbija serves people living in Serbia who want everyday banking in one place. It covers customers who manage cards, loans, savings and current accounts together. Branch and online access supports different preferences for banking.

Where does Addiko Bank Srbija operate?+

Addiko Bank Srbija operates in Serbia and serves customers within the Serbian market. Its branches, accounts and savings reflect that local focus. People outside Serbia would need a provider that serves their own country.

How can I contact Addiko Bank Srbija support?+

Addiko Bank Srbija offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 2 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.

Addiko Bank Srbija

Addiko Bank Srbija

People in Serbia using one bank for cards and savings

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