Bank Central Asia (BCA) review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
Bank Central Asia is linked to a credit card that adds rewards features, which differs from spending directly from an account balance. For customers who already know this brand, that format may match careful planned spending tracked through monthly statements.
Key facts
Credit cards
- Annual fee
- IDR 125,000 (Source, checked September 26, 2026)
- APR
- 2.25% (Source, checked September 26, 2026)
- Rewards type
- Cashback (Source, checked September 26, 2026)
- Rewards rate
- Up to 5% cashback on groceries, fuel, dining (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Headquarters
- Indonesia (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat (Source, checked September 26, 2026)
- Features
- Rewards
Pros
Pros
- Credit card availability under Bank Central Asia name for everyday spending needs
- Rewards feature attached to credit card format for eligible purchases
Who it suits
- Customers exploring credit cards with added features
- Customers loyal to Bank Central Asia for daily spending
How Bank Central Asia (BCA) compares
Frequently asked questions
What type of cards does Bank Central Asia cover?+
The details point to a credit card with rewards features from Bank Central Asia. You can think of such cards as borrowing for purchases with statements to clear. Check which card formats remain open to you before choosing.
Who might consider Bank Central Asia for card choices?+
Bank Central Asia may appeal to customers who keep accounts with the brand and prefer cards for daily purchases. You might look at how you spend each week and how you track statements. Choose the format that reflects your habits and comfort.
How does a rewards credit card work in plain terms?+
A rewards credit card records eligible spending and adds rewards under the card rules. You later use those rewards as the issuer allows. Read what counts toward rewards and what you must do to keep the card in good standing.
Where is Bank Central Asia (BCA) based?+
Bank Central Asia (BCA) is based in Indonesia. (Source, checked September 26, 2026)
How can I contact Bank Central Asia (BCA) support?+
Bank Central Asia (BCA) offers support through Phone, Email, Chat. (Source, checked September 26, 2026)
Sources
- unum.com.br/p1-id-best-cards-low-credits-core checked September 26, 2026
Backs: APR, Features, Rewards rate, Rewards type
“BCA Everyday Card | None (First Year) | 2.25% per month”
- bca.co.id checked September 26, 2026
Backs: Headquarters, Support channels
“Menara BCA, Grand Indonesia Jl. MH Thamrin No. 1 Jakarta 10310”
- bca.co.id/en/Individu/produk/Kartu-Kredit/Everyday-card checked September 26, 2026
Backs: Annual fee, Card kind
“BCA Everyday Card | IDR125,000 | IDR100,000”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.