BankBazaar review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
BankBazaar's co-branded credit card carries an annual fee of INR 0 and an APR of 42%, so it suits readers who want a credit card with nothing to pay for holding it. It is a plain lending product rather than a rewards or travel card, aimed at people in India.
Key facts
- Best for
- A first credit card in India with no annual fee to pay
- Annual fee
- ₹0 (Source, checked September 26, 2026)
- APR
- 42% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- A & A Dukaan Financial Services Pvt. Ltd (Source, checked September 26, 2026)
- Headquarters
- India (Source, checked September 26, 2026)
- Founded
- 2008 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Official website
- bankbazaar.com
Debit cards
Apps and profiles
- Elsewhere
- Wikidata
Pros and cons
Pros
- Annual fee of INR 0 on the co-branded credit card
- APR sits at 42%, one rate to weigh against the field
- Support runs on phone and help centre, with a phone line and a help centre
Cons
- APR of 42% sits above the site median of 20.97%
- Support runs on phone and help centre only
- Its card type is credit (credit), so it is not a debit or prepaid card for spending only your own money
Who it suits
- Adults in India applying for a first credit card
- Borrowers who can carry a statement balance at 42%
- People who want a phone line and a help centre for questions
Who should look elsewhere
- Wise, which is a multi-currency account rather than a credit card
- Chime Card, a secured Visa credit card for building credit
- Varo Believe, a secured card for rebuilding credit
How BankBazaar compares
8.7 vs 9.4
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 9.2
8.7 vs 8.8
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 9.0
8.7 vs 8.8
8.7 vs 8.8
8.7 vs 8.7
8.7 vs 9.2
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 8.8
8.7 vs 9.6
8.7 vs 9.4
8.7 vs 9.4
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 8.8
8.7 vs 8.8- 8.7 vs 8.8
- 8.7 vs 8.8
8.7 vs 8.8- 8.7 vs 8.8
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.5
8.7 vs 8.3
8.7 vs 8.2
8.7 vs 8.0
8.7 vs 8.0
Where BankBazaar is available
- Available
- India
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the BankBazaar credit card cost to hold?+
The annual fee is INR 0, so there is nothing to pay for keeping the account open. Borrowing is a separate matter, and the APR on the card is 42%. Compare that rate against what you would pay elsewhere before you carry a balance.
What APR does the card charge on borrowing?+
The APR is 42%. The site median across the cards it tracks is 20.97%, so this rate reads high against the field. The lowest APR listed on the site is 0% and the highest is 204.6%.
Is this a credit card or a debit card?+
It is a credit card, with a card type of credit (credit). Debit cards are 74.3% of the cards on the site and prepaid cards are 20.4%, so a reader wanting to spend only their own money should look there instead.
Where is BankBazaar based and who runs the card?+
BankBazaar is headquartered in India and was founded in 2008. The card is issued under the legal entity A & A Dukaan Financial Services Pvt. Ltd.
How do I get help with the card?+
Support runs on phone and help centre, so you have a phone line and a help centre. Across the site, 75.6% of brands offer a help centre and 67.3% offer phone support.
Does BankBazaar charge a monthly fee?+
The card is a credit card rather than a debit product, and no monthly fee figure sits with this brand. The site median monthly fee is €0, with a range from €0 to €99.
Is there a fee for spending abroad on the card?+
No currency conversion rate is listed for this brand. The site median for that fee is 1%, running from 0% to 10.5% across the cards tracked.
Sources
- blog.bankbazaar.com/new-launch-finbooster-yes-bank-bank-b... checked September 26, 2026
Backs: Annual fee, APR, Pricing model
“This card is LIFETIME FREE - which means there is no joining or annual fee”
- bankbazaar.com/contact-us.html checked September 26, 2026
Backs: Support channels
“BankBazaar Customer Care Number: 91-44-40280444”
- bankbazaar.com/credit-card/finbooster-yes-bank-bankbazaar... checked September 26, 2026
Backs: Card kind
“FinBooster YES Bank BankBazaar Co-branded Credit Card”
- techcircle.in/2019/04/30/furniture-e-tailer-pepperfry-par... checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“was established in 2008 by brothers Adhil and Arjun Shetty”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Rewards type.