BBVA Aqua Más
No rewards
BBVA Aqua Más
BBVA - Visa - Credit card
3.9
3.9 out of 5
7.8/10
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Head-to-head
BBVA Aqua Más vs BMW Card von American Express
Compare BBVA Aqua Más and BMW Card von American Express side by side: fees, rewards, APR, and perks.
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BMW Card von American Express
Points
BMW Card von American Express
American Express Germany - American Express - Credit card
4.4
4.4 out of 5
8.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | BBVA Aqua Más | BMW Card von American Express |
|---|---|---|
| Card fee | €43 EUR/yr (≈ $46) | €44 EUR/yr (≈ $47) |
| Purchase APR (from) | 0% | - |
| Interest-free period | 30 days | 30 days |
| Foreign transaction fee | 3% | 2% |
| Rewards | - | 1 Membership Rewards point per €1 spent. 1% cashback on fuel at partner stations (Aral, Shell, Esso, Total, Agip, JET, BFT, AVIA, Tamoil, OMV, Westfalen AG) and 1% on EV charging at partner stations (EnBW, Aral, Aldi Süd, EWE GO, Pfalzwerke). Cashback is unlimited. |
| Installments | 3 months 0% interest (yr 1 promo); 4-6 months: 4.3%-5% commission; 7-36 months: 21.6% TIN | Splitpay optional installment loan via solarisBank |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the BBVA Aqua Más if its checked rows above line up with how you spend most.
- Choose the BMW Card von American Express if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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