BCP review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
BCP supplies credit cards and personal loans with card protection cover through mobile banking that keeps daily operations in one digital place. For you organising personal plans and business activity with remote tools, it links everyday spending and borrowing with guidance for managing money.
Key facts
- Best for
- People organising everyday spending and borrowing digitally
- Card type
- Debit (Source, checked September 26, 2026)
- Legal entity
- Banco de Credito del Peru (Source, checked September 26, 2026)
- Official website
- viabcp.com
Credit cards
- Legal entity
- Banco de Credito del Peru (Source, checked September 26, 2026)
Pros and cons
Pros
- Connects everyday spending and borrowing within shared mobile tools.
- Provides credit cards alongside personal loans for everyday plans.
- Offers card protection cover that helps look after everyday money.
- Supports remote operations through mobile banking and digital channels.
Cons
- Range centres on cards and loans which narrows choice for wider needs.
- Digital focus favours mobile routines over branch centred habits.
Who it suits
- People organising everyday personal plans
- Smaller firms and larger companies seeking structured support
- People preferring mobile management routines
Who should look elsewhere
- People wanting branch centred everyday banking
How BCP compares
Frequently asked questions
What is BCP?+
BCP is a bank that provides personal financial solutions through ViaBCP. It also supports smaller firms and larger companies with structured options. You organise cards and loans and protection cover within its connected channels.
What types of products does BCP cover?+
BCP covers credit cards for everyday spending plans and personal loans for new opportunities. You also find card protection cover that helps you look after everyday money. You manage these options through mobile banking for remote use.
Who does BCP suit?+
BCP suits people who organise everyday personal plans with digital tools. It also suits smaller firms and larger companies seeking structured support. You benefit when you prefer managing spending and borrowing through connected mobile channels.
How do BCP digital tools work in plain terms?+
BCP provides mobile banking and digital channels for operations from where you are. You organise cards and loans and protection cover without visiting a branch. You also access articles and guidance that explain everyday money decisions.
Which company operates BCP?+
BCP is operated by Banco de Credito del Peru. (Source, checked September 26, 2026)
Sources
- viabcp.com checked September 26, 2026
Backs: Legal entity
- viabcp.com/tarjetas/debito checked September 26, 2026
Backs: Card type
“Tarjetas de Debito | BCP”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.