Updated October 17, 2026 · DebitCue Editorial Team

Top bad credit and credit builder cards compared in China

4 cards available in China, ranked for China.

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Top bad credit and credit builder cards compared in China
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1
Kikoff logo
KikoffTop pick

Kikoff is a credit building app.

8.4/10
Rewards type:
Cashback
Legal entity:
Kikoff Inc.
Headquarters:
United States
ReviewCompareSee alternatives
2
Milestone Mastercard logo
Milestone Mastercard
Not rated
Credit needed:
Fair
Card kind:
Credit
ReviewCompareSee alternatives
3
Jenius logo
Jenius
Not rated
Annual fee:
IDR 500,000
APR:
21%
Rewards type:
Points
ReviewCompareSee alternatives
4
Pockit logo
Pockit
Not rated
Annual fee:
£0
Currency conversion fee:
4%
Rewards type:
None
ReviewCompareSee alternatives
Kikoff

Kikoff

Top pick for China

8.4/10See alternatives