Updated October 18, 2026 · DebitCue Editorial Team

Top balance transfer cards compared in China

5 cards available in China, ranked for China.

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Top balance transfer cards compared in China
#	Card	Score	Features	Key facts	Actions
1	Capital OneTop pick	9.1/10	No annual fee	Balance transfer intro period: 18 months Balance transfer fee: 3% Annual fee: $0	Review Compare See alternatives
2	Luxury Card	8.9/10		Balance transfer intro period: 15 months Balance transfer fee: 5% Annual fee: $299	Review Compare See alternatives
3	Chase	8.2/10	No annual fee	Balance transfer intro period: 15 months Balance transfer fee: 5% Annual fee: $0	Review Compare See alternatives
4	Bank of Ireland	Not rated	No annual fee	Balance transfer intro period: 7 months Annual fee: €30 APR: 22.1%	Review Compare See alternatives
5	Union Bank	Not rated	No annual fee	Balance transfer intro period: 12 months Annual fee: $0 Rewards type: Cashback	Review Compare See alternatives

Capital One

Top pick for China

9.1/10See alternatives

Top balance transfer cards compared in China | DebitCue