Updated October 18, 2026 · DebitCue Editorial Team

Top cashback cards compared in China

51 cards available in China, ranked for China.

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Top cashback cards compared in China
#	Card	Score	Features	Key facts	Actions
1	CashablyTop pick	9.4/10	No annual fee	Annual fee: $0 APR: 0% Currency conversion fee: 3%	Review Compare See alternatives
2	Coinbase Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)	9.1/10	No annual fee Crypto Virtual card	Rewards rate: 2%, 2.5%, 3% or 4% bitcoin back tiered by assets on Coinbase; 5% back on Coinbase One Card Travel bookings; 2.5-4% tiers capped at a combined $10,000 eligible purchases per calendar month Annual fee: $0 Currency conversion fee: 0%	Review Compare See alternatives
3	CoinZoom	9.1/10	No annual fee Crypto Virtual card	Rewards rate: up to 5% crypto back on every purchase Annual fee: $0 Currency conversion fee: 0%	Review Compare See alternatives
4	Klarna Bank	9.1/10	No annual fee	Rewards rate: up to 10% cashback in app Annual fee: $0 APR: 9.5%	Review Compare See alternatives
5	Capital One	9.1/10	No annual fee	Rewards rate: unlimited 1.5% cash back on every purchase Annual fee: $0 APR: 34.9%	Review Compare See alternatives
6	N26 Go	9.0/10	Virtual card	Rewards rate: 1% while traveling outside EEA, Switzerland, UK for up to 12 months Annual fee: €118.80 Currency conversion fee: 0%	Review Compare See alternatives
7	ONE App	9.0/10	No annual fee	Rewards rate: Cash back on every purchase Annual fee: $0 APR: 20.99% to 31.49%	Review Compare See alternatives
8	Sony Bank WALLET Visa debit	9.0/10	No annual fee Multi currency	Rewards rate: 0.5% to 2.0% cashback (tiered by Club S membership) Annual fee: ¥0 Currency conversion fee: 1.79%	Review Compare See alternatives
9	UnitPlus	9.0/10	No annual fee	Rewards rate: 0.10% on every card payment Annual fee: €0 Currency conversion fee: 0%	Review Compare See alternatives
10	Bit2Me	8.9/10	Crypto Virtual card	Rewards rate: up to 7% on Bit2Me Card purchases Currency conversion fee: 0.95% Rewards type: Cashback	Review Compare See alternatives