Updated October 17, 2026 · DebitCue Editorial Team

Top bad credit and credit builder cards compared in Germany

5 cards available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top bad credit and credit builder cards compared in Germany
#	Card	Score	Key facts	Actions
1	KikoffTop pick Kikoff is a credit building app.	8.4/10	Rewards type: Cashback Legal entity: Kikoff Inc. Headquarters: United States	Review Compare See alternatives
2	Milestone Mastercard	Not rated	Credit needed: Fair Card kind: Credit	Review Compare See alternatives
3	Jenius	Not rated	Annual fee: IDR 500,000 APR: 21% Rewards type: Points	Review Compare See alternatives
4	PayCenter	Not rated	Rewards type: None Credit needed: Poor Perks: Overdraft protection, Apple Pay, Google Pay	Review Compare See alternatives
5	Pockit	Not rated	Annual fee: £0 Currency conversion fee: 4% Rewards type: None	Review Compare See alternatives