Updated October 18, 2026 · DebitCue Editorial Team

Top cashback cards compared in Germany

66 cards available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top cashback cards compared in Germany
#	Card	Score	Features	Key facts	Actions
1	NexoTop pick	8.9/10	No annual fee Multi currency Crypto Virtual card	Rewards rate: Up to 2% crypto cashback in NEXO Tokens, or 0.5% in BTC at Platinum tier, on purchases in Credit Mode Annual fee: €0 APR: from 1.9%	Review Compare Visit
2	Cashably	9.4/10	No annual fee	Annual fee: $0 APR: 0% Currency conversion fee: 3%	Review Compare See alternatives
3	TF Bank DE 5 % Cashback auf Mietwagen: 5% cashback on car rental bookings	9.3/10	No annual fee	Rewards rate: Cashback at selected partners via the TF Bank Vorteilsclub, e.g. 5% on car rental and travel bookings, 4% at Booking.com (not a flat cardwide rate) Annual fee: €0 APR: 25.09%	Review Compare See alternatives
4	BBVA Deutschland Waived Annual Fee: Free for first 6 months	9.2/10		Rewards rate: 5% on online purchases and travel (promotional) Annual fee: €24 APR: 13.99%	Review Compare See alternatives
5	Bitpanda	9.2/10	No annual fee Multi currency Crypto Virtual card	Rewards rate: 1% cashback on crypto asset spending Annual fee: €0 Currency conversion fee: 0%	Review Compare See alternatives
6	Coinbase Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)	9.1/10	No annual fee Crypto Virtual card	Rewards rate: 2%, 2.5%, 3% or 4% bitcoin back tiered by assets on Coinbase; 5% back on Coinbase One Card Travel bookings; 2.5-4% tiers capped at a combined $10,000 eligible purchases per calendar month Annual fee: $0 Currency conversion fee: 0%	Review Compare See alternatives
7	CoinZoom	9.1/10	No annual fee Crypto Virtual card	Rewards rate: up to 5% crypto back on every purchase Annual fee: $0 Currency conversion fee: 0%	Review Compare See alternatives
8	Bitrefill Card Free monthly 20GB eSIM data reward: Up to 20GB of data	9.1/10	No annual fee Crypto Virtual card	Rewards rate: 1% cashback on every purchase plus 1% on every crypto deposit (2% total) Annual fee: €0 Currency conversion fee: 0%	Review Compare See alternatives
9	Klarna Bank	9.1/10	No annual fee	Rewards rate: up to 10% cashback in app Annual fee: $0 APR: 9.5%	Review Compare See alternatives
10	Capital One	9.1/10	No annual fee	Rewards rate: unlimited 1.5% cash back on every purchase Annual fee: $0 APR: 34.9%	Review Compare See alternatives

Licensed in Germany

Bitpanda: Federal Financial Supervisory Authority (BaFin)
Bitpanda Card: Federal Financial Supervisory Authority (BaFin)
ING Germany: Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
ING Germany: European Central Bank

Other rankings

Top cashback cards compared: worldwide ranking

Browse by category

Other countries

Nexo

Top pick for Germany

8.9/10Visit