Updated October 18, 2026 · DebitCue Editorial Team

Top balance transfer cards compared in Australia

7 cards available in Australia, ranked for Australia.

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Top balance transfer cards compared in Australia
#	Card	Score	Features	Key facts	Actions
1	Capital OneTop pick	9.1/10	No annual fee	Balance transfer intro period: 18 months Balance transfer fee: 3% Annual fee: $0	Review Compare See alternatives
2	Kogan.com Finder exclusive 0% p.a. balance transfer offer on Kogan Money Credit Card: 0% p.a. for 18 months on balance transfers	8.9/10	No annual fee	Balance transfer intro period: 18 months Balance transfer fee: 2% Annual fee: A$0	Review Compare See alternatives
3	Luxury Card	8.9/10		Balance transfer intro period: 15 months Balance transfer fee: 5% Annual fee: $299	Review Compare See alternatives
4	ANZ Credit Cards ANZ Low Rate credit card: $400 back to your new card: AUD 400	8.8/10		Balance transfer intro period: 26 months Balance transfer fee: 3% Annual fee: A$58	Review Compare See alternatives
5	Chase	8.2/10	No annual fee	Balance transfer intro period: 15 months Balance transfer fee: 5% Annual fee: $0	Review Compare See alternatives
6	Bank of Ireland	Not rated	No annual fee	Balance transfer intro period: 7 months Annual fee: €30 APR: 22.1%	Review Compare See alternatives
7	Union Bank	Not rated	No annual fee	Balance transfer intro period: 12 months Annual fee: $0 Rewards type: Cashback	Review Compare See alternatives