Bigbank review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bigbank suits everyday spenders in Estonia who want a plain debit card with a monthly fee of €0 and support by email and phone. Founded in 1992 and run by Bigbank AS, the bank is a low cost everyday account rather than a rewards product.
Key facts
- Best for
- An everyday debit account in Estonia with no monthly charge.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Legal entity
- Bigbank AS (Source, checked September 26, 2026)
- Headquarters
- Estonia (Source, checked September 26, 2026)
- Founded
- 1992 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Official website
- bigbank.ee
Credit cards
Pros and cons
Pros
- The monthly fee is €0, so keeping the account open costs nothing on the fee line.
- Help is available by email and phone, which suits readers who want to speak to a person.
- The card type is debit, so spending comes straight from the account balance.
Cons
- Support runs on email and phone only, with no live chat listed for the account.
- The credit card and the debit card are separate products, so a reader wanting a single card has to choose a kind.
- Bigbank AS is based in Estonia, so this is a single market offer.
Who it suits
- Anyone in EE who wants a plain debit card with a monthly fee of €0.
- Readers who would rather sort a question out by email and phone than through an app window.
- Customers who want a long established bank, since Bigbank AS has operated since 1992.
Who should look elsewhere
- The Varo Believe Secured Credit Card, if a secured credit card is the goal, since its monthly fee is also $0.
- Wise, which also has a monthly fee of £0, so the fee alone does not separate the two.
- The Chime Card (Secured Visa Credit Card), a secured credit card with a monthly fee of $0 rather than a debit card.
How Bigbank compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.2
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.2
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 9.6
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
- 9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.3
9.2 vs 8.2
9.2 vs 8.0
9.2 vs 8.0
Frequently asked questions
How much does a Bigbank account cost to keep?+
The monthly fee is €0, and Bigbank sits at 1 on that measure among 419 brands compared. The card is a debit card, so the running cost is the fee itself rather than interest on a balance.
Is the Bigbank card a debit or credit card?+
Bigbank lists a debit card and a credit card. The debit card draws on the money in the account, while the credit card is a separate offer from the same bank, Bigbank AS. Readers who only want everyday spending can stay with the debit side of the range.
Who is the Bigbank account aimed at?+
The account sits in Estonia, where Bigbank AS is based, so it is built for residents banking in a single market. It suits anyone who wants a debit card with a monthly fee of €0 and no interest to weigh up. People who bank across several markets should look elsewhere.
How do I get help from Bigbank?+
Support runs on email and phone, so questions can go by email or by phone. There is no live chat listed for the account, which suits readers who would rather speak to someone. The bank behind both cards is Bigbank AS.
What about currency conversion and cash withdrawals?+
Across the brands compared here, the median currency conversion fee is 1% and the median free ATM withdrawal allowance is €0. Those two lines decide whether a debit card is worth carrying abroad, and the Bigbank listing centres on the monthly fee of €0.
How does Bigbank compare with other cards on fees?+
The monthly fee is €0, the same position as £0 for Wise, $0 for the Varo Believe Secured Credit Card and $0 for the Chime Card. On monthly fee alone, the choice comes down to the card kind and what you want the account to do.
How long has Bigbank been around?+
Bigbank AS was founded in 1992 and is based in Estonia, so the provider is an established bank rather than a new name. The debit card and the credit card both sit under that entity, with support on email and phone.
Sources
- static.bigbank.eu/assets/2023/07/Bigbank_interimreport_Q2... checked September 26, 2026
Backs: Legal entity
“Bigbank AS was founded on 22 September 1992. A licence for operating as a credit institution was issued to Bigbank AS”
- bigbank.ee checked September 26, 2026
Backs: Monthly fee, Support channels
“Ilma uhegi lisakulu voi -kohustuseta”
- bigbank.ee/deebetkaart checked September 26, 2026
Backs: Card type
“Bigbanki deebetkaart”
- bigbank.ee/ettevottest checked September 26, 2026
Backs: Founded, Headquarters
“Oleme 1992. aastal Eestis asutatud hoiustele ja laenudele keskendunud pank”
- bigbank.ee/krediitkaart checked September 26, 2026
Backs: Card kind
“Krediitkaart - maksa siis, kui vaja | Bigbank”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.