Bluevine review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For small business owners in the U.S., Bluevine operates an online business banking platform that combines checking, lending and invoicing in one place. It serves owners who want integrated money movement and invoicing tools without visiting a physical branch location each day.
Key facts
- Best for
- Small businesses wanting combined checking, lending and invoicing
- Legal entity
- Bluevine Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2013 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Audience
- Business
- Official website
- bluevine.com
Debit cards
- Monthly fee
- $0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Legal entity
- Bluevine Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2013 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Audience
- Business
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataWikipediaXLinkedInTrustpilot
Pros and cons
Pros
- Combines business checking, lending and invoicing within one online platform.
- Accepts, manages and tracks customer payments directly inside the dashboard.
- Creates unlimited professional invoices with simple secure payment links.
- Protects accounts with encryption, two factor authentication and activity alerts.
Cons
- Operates online without physical branches for face to face service.
- Serves small businesses in the U.S., which limits availability elsewhere.
- Functions as a financial technology company rather than a direct bank.
Who it suits
- Small business owners who want combined checking and invoicing
- Entrepreneurs who manage customer payments online
Who should look elsewhere
- Consumers seeking personal banking services
- Businesses wanting branch based banking
How your money is protected
Bluevine identifies itself as a financial technology company rather than a bank, while deposits receive FDIC insurance through partner banks. The platform protects access with two factor authentication that limits entry to owners and trusted team members. It keeps personal and business information guarded through advanced encryption. It sends alerts to phones when suspicious activity or transactions appear. This combination links insured deposits with active account controls for small business customers managing funds online.
How Bluevine compares
Where Bluevine is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does Bluevine provide for small businesses?+
Bluevine provides online business checking integrated with lending and invoicing on one platform. It supports line of credit applications and business term loans arranged through partners. It also enables accepting, managing and tracking customer payments alongside professional invoicing tools.
Where does Bluevine operate?+
Bluevine operates as a small business banking platform in the U.S. It invites applications from U.S. residents through its online application. People who live outside the U.S. can review eligibility guidance before applying.
Who is Bluevine designed for?+
Bluevine is designed for small business owners who manage checking, payments and invoices in one place. It appeals to teams that want online money movement with accounts payable automation. It suits owners who prefer digital management without visiting a physical branch.
What company is behind Bluevine?+
Bluevine is a financial technology company and not a bank. Deposits held through its platform receive FDIC insurance through partner banks. The business focuses on integrated checking, lending support and invoicing for small business customers.
Where is Bluevine based?+
Bluevine is based in United States. (Source, checked September 26, 2026)
When was Bluevine founded?+
Bluevine was founded in 2013. (Source, checked September 26, 2026)
How can I contact Bluevine support?+
Bluevine offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- bluevine.com checked September 26, 2026
Backs: Audience, Monthly fee
“A powerful business banking platform built for where you are and where you're going”
- play.google.com/store/apps/developer checked September 26, 2026
Backs: Legal entity
“Bluevine Inc.”
- support.bluevine.com/hc/en-us/articles/14723043612443-How... checked September 26, 2026
Backs: Support channels
- linkedin.com/company/bluevine checked September 26, 2026
Backs: Card type, Founded, Headquarters
“debit and credit cards”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.