Consorsbank review

The monthly fee is €0 and the annual fee is €0. That sits alongside a site monthly fee median of €0, so holding costs are not what separates this account from the ones next to it.

The conversion fee is 2.1%, above the site median of 1% and close to the 2.5% upper quartile. Since the feature list covers travel, the fee matters most for anyone spending abroad often.

Card type is listed as debit and the card kind as credit. It runs on the visa network, and card spending is paid from the balance held in the current account rather than through a borrowing facility.

Yes. The listed features cover travel and a virtual card: travel and virtual card. That is useful for online spending, since the virtual card can be used without carrying the physical debit card.

Rewards type is none, so nothing comes back on card spending. Among the accounts listed here, 28.7% also carry no rewards, so this is a common trade rather than an outlier.

It suits people in Germany who want a euro current account with a debit card and a virtual card, with a monthly fee of €0 and an annual fee of €0. It fits less well for frequent currency conversion.

On monthly fee it ranks 1 of 419 brands compared here, so it sits among the cheapest on that measure. The overall score for this profile is 4.5, and the cost part is 4.5.