Credit One Bank review
Updated October 14, 2026 · DebitCue Editorial Team
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Our verdict
The Credit One Platinum Visa for Rebuilding Credit lists 1% cash back on eligible gas and grocery purchases and eligible monthly phone, internet, cable and satellite TV services.
Key facts
- Best for
- United States applicants comparing Credit One Platinum Visa for Rebuilding Credit rewards and annual fee.
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Credit One Bank, National Association (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 1984 (Source, checked September 26, 2026)
- Official website
- creditonebank.com
Pros and cons
Pros
- Eligible cash-back categories are specified
- Annual fee and monthly billing amount are disclosed
Cons
- Annual fee is USD 75 for year one and USD 99 per year afterward.
Who it suits
- United States applicants comparing Credit One Platinum Visa for Rebuilding Credit rewards and annual fee.
Fees
The Credit One Platinum Visa for Rebuilding Credit lists 1% cash back on eligible gas and grocery purchases and eligible monthly phone, internet, cable and satellite TV services. Its annual fee is USD 75 in the first year and USD 99 per year after that, billed monthly at USD 8.25. These terms apply to this named card, not every Credit One product.
How Credit One Bank compares
Where Credit One Bank is available
- Available
- United States
- Licence in United States
- FDIC (FDIC cert 25620), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Credit One Bank?+
Credit One Bank is operated by Credit One Bank, National Association. (Source, checked September 26, 2026)
Where is Credit One Bank based?+
Credit One Bank is based in United States. (Source, checked September 26, 2026)
When was Credit One Bank founded?+
Credit One Bank was founded in 1984. (Source, checked September 26, 2026)
Sources
- banks.data.fdic.gov/bankfind-suite/bankfind/details/25620 checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“CERT=25620; NAME=Credit One Bank, National Association; WEBADDR=WWW.CREDITONEBANK.COM; ACTIVE=1”
- en.wikipedia.org/wiki/Credit_One_Bank checked September 26, 2026
Backs: Card kind, Founded
“Credit One Bank, N.A. is a bank specializing in credit cards (including cards for borrowers with low credit scores)”
Compiled from 2 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Currency conversion fee, Rewards type.
Credit One Bank
United States applicants comparing Credit One Platinum Visa for Rebuilding Credit rewards and annual fee.