Hawaiian Airlines review

The card charges an annual fee of $99. That sits well above the €0 annual fee median across the site, and above the $0 on the Varo Believe Secured Credit Card. The fee is the price of the travel perks listed in 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights for the primary cardmember, One time 50% off companion discount for one published full main cabin round trip fare and $100 companion discount after each account anniversary, valid 12 months.

The issuer is Bank of Hawaii, a bank based in the United States that holds FDIC cert 18053. The FDIC is the regulator listed for that bank, which is the licensed party behind the card rather than the airline. The airline lends its name, its routes and its points programme, while the bank runs the account.

Rewards are points. Eligible Hawaiian Airlines and Alaska Airlines purchases earn Atmos Rewards points at the highest rate, gas, dining and grocery store purchases earn a lower boost, and everything else earns the base rate. Free Atmos Rewards points sharing lets a member pool points with family and friends.

No foreign transaction fee applies on international purchases, one of the 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights for the primary cardmember, One time 50% off companion discount for one published full main cabin round trip fare and $100 companion discount after each account anniversary, valid 12 months attached to the card, so holiday spending costs the same as domestic spending against a 1% foreign transaction fee median across the site. Paying in US dollars overseas avoids the usual travel card surcharge.

A balance transfer intro period of 15 lets an existing balance move onto the card, which is the part of the offer that does not depend on flying. It is one reason to accept $99 for a card most people would choose for its airline perks instead.

The card carries free checked bags for the primary cardmember on eligible Hawaiian Airlines and Alaska Airlines operated flights, a companion discount, and a statement credit for inflight purchases while an Atmos status member. Awards on those airlines carry no blackout dates. All of this sits in 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights for the primary cardmember, One time 50% off companion discount for one published full main cabin round trip fare and $100 companion discount after each account anniversary, valid 12 months.

It suits households that already collect Atmos Rewards and fly Hawaiian Airlines or Alaska Airlines, because 2 free checked bags on eligible Hawaiian Airlines and Alaska Airlines operated flights for the primary cardmember, One time 50% off companion discount for one published full main cabin round trip fare and $100 companion discount after each account anniversary, valid 12 months concentrate on that travel. It is a poor fit for general spend: the rewards sit in points, and the $99 fee only pays back through airline use or a balance transfer.