ING Belgium review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ING Belgium is a Mastercard debit card from a Belgian bank, and it suits people who want a plain current account card and will pay a monthly fee of €1.90. It is not the cheapest way to hold a card, and the product stays a debit rather than a credit builder.
Key facts
- Best for
- A plain Mastercard debit card from a named bank, at €1.90 a month.
- Monthly fee
- €1.90 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- ING Belgium SA/NV (Source, checked September 26, 2026)
- Founded
- 1991 (Source, checked September 26, 2026)
- Official website
- ing.be
Credit cards
Pros and cons
Pros
- It is a debit card, so spending draws on your current account balance rather than a credit line.
- It runs on mastercard, a network shared by 34.6% of the ranked debit listings on DebitCue.
- The issuer is named plainly as ING Belgium SA/NV, so the account sits with a bank rather than a partner.
Cons
- The monthly fee of €1.90 sits above the €0 site median, and it repeats every month.
- The card is fixed to mastercard, so there is no network choice to make on the offer.
- It costs more each month than alternatives such as Wise, which is charged £0 a month.
Who it suits
- Belgian customers who want a debit card from a named bank, ING Belgium SA/NV, and accept a monthly fee.
- People who keep their money with ING Belgium and want a debit card on mastercard for everyday spending.
- Holders comfortable paying more than the €0 median monthly fee for a card from a bank.
Who should look elsewhere
- Wise, if a monthly fee of £0 a month matters more than holding a card from a bank.
- Varo Believe Secured Credit Card, if you want a secured credit product rather than a debit card.
- Chime Card (Secured Visa Credit Card), if you want a secured credit card on a different network.
The company behind it
The card is issued by ING Belgium SA/NV, the Belgian arm of the ING group, which dates back to 1991. The legal entity name is worth reading closely, because it is the party you hold the account and the card terms with, rather than a partner or reseller. Because the provider is a bank and not an app-only service, the pricing you are quoted comes from the bank's own schedule.
How ING Belgium compares
8.9 vs 9.4
8.9 vs 9.0
8.9 vs 8.9
8.9 vs 9.2
8.9 vs 8.8
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 9.0
8.9 vs 8.8
8.9 vs 8.8
8.9 vs 8.7
8.9 vs 9.2
8.9 vs 9.0
8.9 vs 8.9
8.9 vs 8.8
8.9 vs 9.6
8.9 vs 9.4
8.9 vs 9.4
8.9 vs 9.2
8.9 vs 9.1
8.9 vs 9.1
8.9 vs 9.1
8.9 vs 9.1
8.9 vs 8.8
8.9 vs 8.8- 8.9 vs 8.8
- 8.9 vs 8.8
8.9 vs 8.8- 8.9 vs 8.8
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.5
8.9 vs 8.3
8.9 vs 8.2
8.9 vs 8.0
8.9 vs 8.0
Frequently asked questions
What does the ING Belgium card cost a month?+
ING Belgium charges a monthly fee of €1.90 for the card, and the DebitCue median monthly fee is €0. Because the charge repeats every month, it matters more than a one-off cost for anyone using the card daily. The cost score is 1.5, and the brand places 355 of 419 cards on the monthly fee ranking.
Is this a debit card or a credit card?+
It is a debit card, so purchases draw on the balance in your ING Belgium current account rather than a credit line. That makes it a different product from the secured credit cards on this page, and it suits people who pay in full from current funds instead of borrowing and clearing a statement.
Which payment network does the card use?+
The card runs on mastercard, and 34.6% of the debit cards ranked on DebitCue use the same network, so it sits in the mainstream of the listings rather than at the edge of them.
Who is behind the ING Belgium card?+
The card is issued by ING Belgium SA/NV, and the ING group dates back to 1991. That is a bank rather than an app-only fintech, which means the account, the card terms and the pricing all sit with the same named institution, so a complaint has one place to go.
How does the monthly fee compare with the other cards here?+
Wise charges £0 a month, Varo Believe Secured Credit Card charges $0 a month and Chime Card (Secured Visa Credit Card) charges $0 a month, against €1.90 for ING Belgium. The gap is small in cash terms, but the ING charge repeats every month.
Who is this card for?+
It suits Belgian customers who keep money with a bank, hold a current account, and want a debit card on mastercard for everyday spending. It fits less well if paying nothing a month is the main goal, or if you want a secured credit product that builds towards credit instead of a debit card.
How does DebitCue rate the card overall?+
The overall score is 1.5, and the cost part is 1.5. DebitCue also lists 670 brands in total, with 273 of them holding a licence, so one score on its own says less than the spread of the field it sits in.
Sources
- assets.ing.com/m/4f78f60fd9714d80/pricing-list-private-ne... checked September 26, 2026
Backs: Card network
“Bancontact and Maestro or Mastercard networks - ING Lion Account card”
- assets.ing.com/m/c76bcb74c2d8d244/VerkoopAfstandBankkaart... checked September 26, 2026
Backs: Card type
“Is associated with an ING current account - ING Lion Account payment (debit) card”
- en.wikipedia.org/wiki/ING_Group checked September 26, 2026
Backs: Founded
“ING Group was formed in 1991 from the merger”
- newsroom.ing.be/ing-belgium-revises-pricing-to-reflect-ma... checked September 26, 2026
Backs: Monthly fee
“Starting 1 July 2021, a monthly fee of 1,90 euros will be charged for the Lion Account”
- scribd.com/document/457380355/fee-information-document-in... checked September 26, 2026
Backs: Legal entity
“ING Belgium SA/nv - Bank - Avenue Marnix 24, B-1000 Brussels”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.