ING Netherlands review
Updated October 14, 2026 · DebitCue Editorial Team
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Our verdict
ING’s November 20, 2025 announcement says new customers receive a Visa or Mastercard-branded debit card and existing cards would begin to be replaced.
Key facts
Credit cards
- Annual fee
- €27 (Source, checked September 26, 2026)
- APR
- 14% to 17% (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- ING Bank N.V. (Source, checked September 26, 2026)
- Headquarters
- Netherlands (Source, checked September 26, 2026)
- Founded
- 1991 (Source, checked September 26, 2026)
Pros and cons
Pros
- Direct debit from the payment account is explained
- Address update routes are listed
Cons
- The rollout terms are from a November 2025 announcement, not a current status update.
Who it suits
- Netherlands ING customers following the dated Visa or Mastercard debit-card rollout.
Terms
ING’s November 20, 2025 announcement says new customers receive a Visa or Mastercard-branded debit card and existing cards would begin to be replaced. Transactions are debited directly from the payment account. Customers can update their address in the ING app, Mijn ING or at a service point; the announcement is not treated as a current rollout status update.
How ING Netherlands compares
Frequently asked questions
Which company operates ING Netherlands?+
ING Netherlands is operated by ING Bank N.V.. (Source, checked September 26, 2026)
Where is ING Netherlands based?+
ING Netherlands is based in Netherlands. (Source, checked September 26, 2026)
When was ING Netherlands founded?+
ING Netherlands was founded in 1991. (Source, checked September 26, 2026)
Sources
- assets.ing.com/m/265d30cfc4d79edb/original/FI-ing-green-a... checked September 26, 2026
Backs: Annual fee
“Providing a credit card [ING card] Annual flat fee EUR 27.00”
- en.wikipedia.org/wiki/ING_Group checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Merger and formation of ING Group”
- glassofnow.com/en/articles/credit-cards-in-europe-2026-a-... checked September 26, 2026
Backs: APR, Card kind
“ING (Netherlands) Standard Credit Card 0 - 24 EUR/year 14% - 17%”
Compiled from 3 source pages, checked October 14, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.
ING Netherlands
Netherlands ING customers following the dated Visa or Mastercard debit-card rollout.