Interbank Cuenta Simple review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
Peru sets the trade off between branch banking and phone led control, and Interbank Cuenta Simple lands on the digital side as a digital account with central oversight and local transfer support. It suits residents who handle everyday spending and wider financial products without branch visits.
Key facts
- Best for
- Everyday digital account management inside Peru
- Legal entity
- Banco Internacional del Peru S.A.A. (Source, checked September 26, 2026)
- Headquarters
- Peru (Source, checked September 26, 2026)
- Founded
- 1897 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Official website
- interbank.pe
Credit cards
- Annual fee
- PEN 0 (Source, checked September 26, 2026)
- Rewards type
- None (Source, checked September 26, 2026)
- Perks
- 100% digital, No maintenance fees, Free debit card (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Banco Internacional del Peru S.A.A. (Source, checked September 26, 2026)
- Headquarters
- Peru (Source, checked September 26, 2026)
- Founded
- 1897 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
Pros and cons
Pros
- Operates as a fully digital account with phone based spending oversight.
- Supports transfers inside Peru and links between Peru and destinations abroad.
- Covers cards, loans, credits, insurance, funds and deposits in one place.
- Provides digital account opening with central control from a cellphone.
Cons
- Keeps its focus on Peru, which narrows activity beyond national borders.
Who it suits
- Residents of Peru using phone led account control
- People organising everyday spending through digital tools
Who should look elsewhere
- People needing banking beyond Peru
How Interbank Cuenta Simple compares
Frequently asked questions
What is Interbank Cuenta Simple?+
Interbank Cuenta Simple is a fully digital account for everyday money activity in Peru. It gives oversight of spending from a cellphone and it links to wider financial solutions. It works for people who want to open and handle an account without visiting a branch.
Which products does Interbank cover?+
Interbank covers cards, loans, credits and insurance alongside funds and deposits for personal and business needs. The range supports everyday spending and longer term financial plans. Digital tools organise the products in one central place.
Where does Interbank operate?+
Interbank serves people inside Peru with domestic transfers and links between Peru and destinations abroad. The offer centres on everyday needs at home while supporting money sent or received across borders. Management stays digital for local account holders.
How does mobile access work for account holders?+
Account holders handle operations through the mobile app from a cellphone with digital solutions for daily control. The app organises spending and it shows activity for clear oversight. Digital functions keep information protected during everyday use.
Where is Interbank Cuenta Simple based?+
Interbank Cuenta Simple is based in Peru. (Source, checked September 26, 2026)
When was Interbank Cuenta Simple founded?+
Interbank Cuenta Simple was founded in 1897. (Source, checked September 26, 2026)
How can I contact Interbank Cuenta Simple support?+
Interbank Cuenta Simple offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)
Sources
- es.wikipedia.org/wiki/Interbank checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“Interbank fue fundado en 1897”
- interbank.pe/centro-de-ayuda/cuentas-de-ahorros/que-conce... checked September 26, 2026
Backs: Annual fee, Pricing model
“Cuenta Simple sin costo”
- interbank.pe/combos-interbank/combo-digital1 checked September 26, 2026
Backs: Card kind
- interbank.pe/cuentas/cuentas-ahorro/cuenta-simple checked September 26, 2026
Backs: Perks
- tarjetas.pe/tarjeta-interbank checked September 26, 2026
Backs: Rewards type
- linkedin.com/company/interbank checked September 26, 2026
Backs: Support channels
“Interbank customer support channels”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.