Meow review

The annual fee is $0, and Meow runs a no annual fee model. That places it at the free end of the business card table, where the site median annual fee is €0 and the upper quartile reaches €4.89.

Meow pays 2.5% on eligible AI spend. The qualifier is built into the rate itself, because the eligible category is AI spend. Cashback is credited as cashback rather than points, which keeps the reward simple to reconcile on a company expense claim.

It is a credit card, so balances are paid back rather than cleared from a deposit account. That is unusual for a card with no annual charge, and it places Meow alongside the 96.8% of credit cards on the site.

Support runs on email, so email is the route listed for this card. Phone and chat are not among those channels, and 67.3% of the cards on the site do offer phone support, so readers who want a spoken line may look elsewhere.

The stated audience is business, and the card is a credit product. The rewards rate of 2.5% on eligible AI spend ties the earn to model and software subscriptions, so the account fits companies whose costs sit there rather than in everyday purchasing.

Meow is run by Meow Technologies, Inc., headquartered in the United States and founded in 2021. The entity and its home market sit in US dollars, so the fee of $0 and the cashback rate are set for that market.

On fees they are level: Meow charges $0, Wise £0, Starling £0 and AXI Card Tarjeta y Credito €0. What separates Meow is the reward line, 2.5% on eligible AI spend, rather than the price of holding the card.

Meow scores 7.5 overall on the site, with the offer part at 7.5. On annual fee it ranks 1 among 301 brands, so holding the card at no cost is a genuine strength of the offer.