Nepal Bank review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
Nepal Bank is a domestic banking institution built around pioneer saving accounts, non resident deposits, fixed deposits and safe deposit lockers with digital support. It serves savers seeking branch backed account management in Nepal together with dedicated facilities for non residents living outside the country.
Key facts
- Best for
- Domestic savers using branch backed deposit accounts
- Legal entity
- Nepal Bank Limited (Source, checked September 26, 2026)
- Headquarters
- Nepal (Source, checked September 26, 2026)
- Founded
- 1937 (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
- Official website
- nepalbank.com.np
Credit cards
- APR
- 24% (Source, checked September 26, 2026)
- Rewards type
- None (Source, checked September 26, 2026)
- Card kind
- Credit (Source, checked September 26, 2026)
- Legal entity
- Nepal Bank Limited (Source, checked September 26, 2026)
- Headquarters
- Nepal (Source, checked September 26, 2026)
- Founded
- 1937 (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
Pros and cons
Pros
- Operates pioneer saving accounts alongside fixed deposits for steady account keeping.
- Provides non resident saving and fixed deposit facilities for Nepalese outside Nepal.
- Maintains safe deposit locker branches for secure storage alongside everyday banking.
Cons
- Range centres on savings and fixed deposits with limited detail on wider borrowing.
Who it suits
- Domestic savers seeking long established branch banking
- Non residents needing dedicated deposit facilities
- Customers wanting locker storage with deposit accounts
Who should look elsewhere
- People seeking borrowing led or international banking
Who runs it
The business behind the brand is Nepal Bank Limited, recognised once as the first bank of Nepal. It was established on Kartik 30, 1994, corresponding to 15 November 1937, under Nepal Bank Act 1937. It marked the formal beginning of the banking system in Nepal. Ownership at establishment was shared between government and private shareholders. The company runs pioneer saving deposit accounts, non resident saving and fixed deposit accounts, safe deposit locker branches and digital banking services for everyday account management.
How Nepal Bank compares
Frequently asked questions
Which accounts and services does Nepal Bank cover?+
Nepal Bank covers pioneer saving accounts together with non resident saving and fixed deposit accounts. Safe deposit locker branches support storage needs alongside deposits. Digital banking services support everyday management of these accounts.
What company is behind Nepal Bank?+
The company behind the brand is Nepal Bank Limited. It was established on Kartik 30, 1994, corresponding to 15 November 1937, under Nepal Bank Act 1937. Ownership at establishment was shared between government and private shareholders.
How do its banking services work in plain terms?+
Customers operate branch based saving and fixed deposit accounts for everyday account keeping. Safe deposit locker branches hold valuables alongside deposit use. Digital banking services allow continued oversight of accounts outside branch visits.
Where is Nepal Bank based?+
Nepal Bank is based in Nepal. (Source, checked September 26, 2026)
When was Nepal Bank founded?+
Nepal Bank was founded in 1937. (Source, checked September 26, 2026)
How can I contact Nepal Bank support?+
Nepal Bank offers support through Phone. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Nepal_Bank checked September 26, 2026
Backs: Founded, Headquarters
“Founded November 15, 1937”
- nepalbank.com.np checked September 26, 2026
Backs: Legal entity, Support channels
“Nepal Bank Limited”
- nepalbank.com.np/investor/services/credit-card checked September 26, 2026
Backs: APR, Card kind, Rewards type
“Interest Rate 2% per month (24% per annum) - NBL Visa Credit Card”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.