OTP Banka Srbija review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
OTP Banka Srbija offers its Junior debit card for ages eleven to eighteen alongside universal accounts, loans and insurance. For parents and everyday bankers, you get mobile access, basic payment services and practical guidance for different life situations in one place.
Key facts
- Best for
- Families introducing teenagers to everyday debit use
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Headquarters
- Serbia (Source, checked September 26, 2026)
- Support channels
- Phone (Source, checked September 26, 2026)
- Official website
- otpbanka.rs
Credit cards
Pros and cons
Pros
- Junior debit card serves children aged eleven to eighteen through a dedicated app
- Universal banking range covers payment accounts, housing loans and insurance guidance
- Mobile banking app offers modern design with improved functions for everyday management
- Practical budgeting advice supports different life situations and spending decisions
Cons
- Junior debit card remains limited to ages eleven to eighteen only
- Phone assistance keeps set weekday hours with shorter Saturday availability
Who it suits
- Parents wanting a first debit card for children aged eleven to eighteen
- People wanting everyday banking with mobile access and guidance
Who should look elsewhere
- People seeking a specialist card issuer rather than a universal bank
How OTP Banka Srbija compares
Frequently asked questions
What does OTP Banka Srbija provide?+
OTP Banka Srbija provides universal and innovative banking products and services for everyday life. You can use payment accounts with basic services, housing loans, insurance options and practical budgeting guidance. The range is built to make daily finances clearer and simpler.
What is the Junior debit card?+
The Junior debit card is made for children aged eleven to eighteen. You manage it through the OTP m-bank app for juniors, which is aimed at children and shaped around parents. The setup supports early money habits with age appropriate access.
How does online and mobile access work?+
You can use online banking as a private individual or as a legal entity. Mobile banking is also available through the OTP m-bank app with a modern design and improved functions. Support is available from a team of specialist online bankers.
Which other products does the bank cover?+
You can choose a payment account with basic services for everyday banking needs. Housing loans adapt to your possibilities, while life and non life insurance cover family, property and travel risks. Budget advice for different life situations is also included.
Where is OTP Banka Srbija based?+
OTP Banka Srbija is based in Serbia. (Source, checked September 26, 2026)
How can I contact OTP Banka Srbija support?+
OTP Banka Srbija offers support through Phone. (Source, checked September 26, 2026)
Sources
- otpbanka.rs/en/about-us/contacts checked September 26, 2026
Backs: Support channels
“0800 23 23 22”
- otpbanka.rs/en/retail/debit-cards checked September 26, 2026
Backs: Card type
“Debit cards | OTP banka Srbija”
- otpbanka.rs/stanovnistvo/debitne-kartice checked September 26, 2026
Backs: Card network
“Debitne kartice | Visa, Mastercard i Dina | OTP banka”
- otpbanka.rs/stanovnistvo/kreditne-kartice checked September 26, 2026
Backs: Card kind, Headquarters
“Kreditne kartice | Visa i Mastercard | OTP banka Srbija”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.