Targobank review

TARGOBANK offers current accounts and cards for daily banking alongside loans that adapt to personal plans. It also provides savings and investment options including sustainable funds and exchange traded products. Depot models and regular investment plans support different approaches to building longer term holdings.

TARGOBANK operates in Germany with personal advice across 340 branches for everyday banking and consultations. People can choose advice in person, by telephone, online or through the app. Local branch search supports finding a nearby location and arranging guidance at a preferred time.

TARGOBANK supports daily banking tasks on laptop as well as through a banking app for smartphone and tablet. The digital channels allow people to handle routine banking conveniently from different locations. Personal experts remain reachable online, by telephone or in branches for questions and guidance.

TARGOBANK presents itself as the daughter of a cooperative bank that puts people and their needs first. It emphasises closeness, transparency and trust in its banking relationships. Profits are reinvested in the community rather than distributed outside the cooperative idea.

TARGOBANK is a subsidiary of a cooperative bank, so the people and their needs come first in how it works. Profits are put back into the community rather than kept aside. This ownership shapes a banking style built on closeness, transparency and trust with everyday customers.

TARGOBANK serves people who want an everyday current account alongside cards, flexible financing and savings or investment choices in one bank. Personal planning is at the centre of the range. The offer is built around ordinary household finances rather than complex corporate or specialist needs.