Tirana Bank review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Tirana Bank is a straightforward choice if you want an everyday debit card from Tirana Bank S.A. and pay a fixed monthly fee of €1. It suits readers who bank in euros and want a single card for daily spending, ranking 343 of 419 on monthly fee.
Key facts
- Best for
- A single debit card for everyday euro spending.
- Monthly fee
- €1 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Tirana Bank S.A. (Source, checked September 26, 2026)
- Official website
- tiranabank.al
Credit cards
- Legal entity
- Tirana Bank S.A. (Source, checked September 26, 2026)
Pros and cons
Pros
- The provider is Tirana Bank S.A., a named bank, so the account sits with the issuer rather than a middleman.
- A plain debit card on the visa network, usable wherever those cards are accepted.
- The monthly fee of €1 is a single fixed figure, which keeps budgeting simple.
Cons
- A monthly fee of €1 applies while the site median is €0, so the card costs something every month even on light use.
- Because the card is debit, spending comes straight out of your balance, so there is no interest rate or repayment to track and no credit history built.
Ready to try Tirana Bank?
Who it suits
- You bank in euros and want a debit card for daily payments.
- You already hold an account with Tirana Bank S.A. and just need a visa card to spend from.
- You want a card whose cost you can see in advance, set at €1.
Who should look elsewhere
- You want no monthly charge at all: Wise lists a monthly fee of £0.
- You want credit instead of a debit card: Varo Believe Secured Credit Card charges a monthly fee of $0 on a secured credit card.
- You want a secured Visa credit card: Chime Card (Secured Visa Credit Card) charges a monthly fee of $0.
How Tirana Bank compares
Frequently asked questions
What does the card cost each month?+
The package is a debit card with a monthly fee of €1. That is above the site median of €0, and it places Tirana Bank 343 among 419 brands compared on monthly fee. If monthly cost is your main filter, check this figure first.
Is this a debit or a credit card?+
It is a debit card, so spending comes out of the balance you hold with Tirana Bank S.A. rather than a credit line. Debit is also the most common type in this comparison, at 74.3% of the brands listed, so you are choosing the same kind of card as most of the field.
Which network does the card run on?+
The card runs on visa. Around 58.6% of the brands in this comparison use the same network, the largest share of any network here, so a debit card from Tirana Bank is accepted wherever those cards are.
Who holds the account?+
The account is held with Tirana Bank S.A., the named bank behind the card, so your money sits with the bank that issues it rather than an intermediary. The card from that account is a debit card on the visa network, and the fee is €1 each month.
How does that compare with accounts that charge no monthly fee?+
Accounts that charge no monthly fee exist in this comparison: the site median is €0, and some listed banks, including Wise at £0, charge less than the €1 at Tirana Bank. That gap is the main thing to weigh against the debit card on visa.
Is it a good fit for everyday spending?+
For a reader who wants a single debit card and accepts a fixed €1 a month, the account keeps things simple: Tirana Bank S.A. issues the card, and it runs on visa. It suits people who bank in euros and treat the card as their main way to pay.
Where does it rank in the comparison?+
On monthly fee, Tirana Bank sits at 343 out of 419 brands, so most listed accounts charge less. Its overall score is 1.7 and the cost part of that score is 1.7, which is where the €1 fee shows up.
Sources
- thebanks.eu/banks/19340 checked September 26, 2026
Backs: Legal entity
“Tirana Bank S.A. (Albania) - Bank Profile”
- tiranabank.al/eng/c/173/package checked September 26, 2026
Backs: Card type, Card network
“VISA Debit Card, which you receive instantly at any branch upon opening the current account”
- tiranabank.al/media/698b142e0a0c2.pdf checked September 26, 2026
Backs: Monthly fee
“Monthly Package maintenance fee LEK 125, EUR 1, USD 1”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Tirana Bank
A single debit card for everyday euro spending.