Vivid Plus

4.3 8.6/10 DebitCue Score Verified Jun 20, 2026

Mid-tier plan with higher cashback and free virtual card

Fee: €6.9 EUR/mo (≈ $7); Discounted bundles available: €5.90/month (3-month prepay) or €4.90/month (6-month prepay)
Foreign fee: None
Rewards: Cash back

Rewards

Up to €50/month cashback on card purchases across up to 3 personalized categories and Vivid Shopper brand offers. Personalized brand selection available (unlike Standard). Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets.

Our verdict

What stands out, and where it falls short.

What we like

Up to €50/month cashback on card purchases across up…
No foreign transaction fees

Worth weighing

€6.9 EUR/mo (≈ $7) card fee

Who It Is For

Whether the Vivid Plus fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the €6.9 EUR/mo (≈ $7) fee

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €6.9 EUR/mo (≈ $7)
Foreign transaction fee: None
Monthly account fee: €6.90/month (or €5.90/€4.90 with 3-/6-month bundles)
ATM withdrawals: Free up to €500/month (min. €50 per withdrawal); 3% fee (min. €1) above limit
Cashback cap: Up to €50/month across up to 3 personalized categories
Savings interest rate: 1% p.a. on Interest Rate Pocket (up to €10,000)

Rewards and features

Rewards: Up to €50/month cashback on card purchases across up to 3 personalized categories and Vivid Shopper brand offers. Personalized brand selection available (unlike Standard). Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets.
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Pockets (sub-accounts): Up to 6 separate SEPA IBANs (multi-currency)

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fee

Fee-free card payments worldwide; 0% FX surcharge when spending from a pre-loaded Travel Pocket currency
Free virtual card

First virtual card issued free of charge for secure online spending

Vivid Plus: your questions answered

How much does the Vivid Plus cost?

The Vivid Plus costs €6.9 EUR/mo (≈ $7). Discounted bundles available: €5.90/month (3-month prepay) or €4.90/month (6-month prepay).

What rewards does the Vivid Plus earn?

The Vivid Plus earns Up to €50/month cashback on card purchases across up to 3 personalized categories and Vivid Shopper brand offers. Personalized brand selection available (unlike Standard). Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets..

Does the Vivid Plus charge foreign transaction fees?

No - the Vivid Plus has no foreign transaction fees, so it suits spending abroad.

Is the Vivid Plus a credit, debit or prepaid card?

The Vivid Plus is a debit card issued by Vivid Money on the Visa network.

Does the Vivid Plus support Apple Pay and Google Pay?

Yes - the Vivid Plus works with both Apple Pay and Google Pay.

Where can I get the Vivid Plus?

The Vivid Plus is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Vivid Plus?

DebitCue rates the Vivid Plus 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Vivid Plus?

Use the Apply now button to continue on Vivid Money's secure site. Comparing and applying through DebitCue is free.