Yuh review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Yuh is a Swiss-based multi-currency debit card aimed at families with kids, with a Mastercard for everyday spending and a virtual card for online shopping. The monthly fee is CHF 0, the account holds 13 currencies, and the currency conversion charge of 0.95% is where the cost sits for abroad spending.
Key facts
- Best for
- A no-cost multi-currency Mastercard for a family with kids who shops online.
- Monthly fee
- CHF 0 (Source, checked September 26, 2026)
- Currency conversion fee
- 0.95% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Currencies
- 13 (Source, checked September 26, 2026)
- Headquarters
- Switzerland (Source, checked September 26, 2026)
- Founded
- 2021 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Crypto, Virtual card, Travel
- Audience
- Kids
- Official website
- yuh.com
Credit cards
- Annual fee
- CHF 0 (Source, checked September 26, 2026)
- Currency conversion fee
- 0.95% (Source, checked September 26, 2026)
- Rewards type
- None (Source, checked September 26, 2026)
- Headquarters
- Switzerland (Source, checked September 26, 2026)
- Founded
- 2021 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Pricing model
- No annual fee
- Features
- Multi-currency, Crypto, Virtual card, Travel
- Audience
- Kids
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- The monthly fee is CHF 0 and the annual fee is CHF 0, so the account costs nothing to keep.
- One account covers 13 currencies, and the feature list includes multi-currency, crypto, a virtual card and travel (multi currency, crypto and virtual card).
- The card runs on mastercard, and the virtual card covers online shops without handing over the main card.
Cons
- Currency conversion is the weak point: 0.95% puts Yuh at 122 of 259 brands on that fee.
- Support runs on help centre only, so there is no listed phone line or live chat.
- Nothing comes back on spending, with the rewards type listed as none.
Who it suits
- Parents looking for a card for a child: the listed audience is kids and the virtual card keeps online spending separate.
- People who want several currencies in a single account rather than a card per currency, with 13 currencies available.
- Travellers whose spending stays mostly in the same currency, since 0.95% only bites when the account currency differs.
Who should look elsewhere
- Credit builders, since the card type is debit; the Chime Card (Secured Visa Credit Card) is a credit card instead and charges $0 a month.
- Frequent converters of large sums, who should test rates against Wise, whose monthly fee is £0.
How Yuh compares
8.6 vs 9.48.6 vs 9.0
8.6 vs 8.9
8.6 vs 9.2
8.6 vs 8.8
8.6 vs 8.5
8.6 vs 8.5
8.6 vs 9.0
8.6 vs 8.8
8.6 vs 8.8
8.6 vs 8.7
8.6 vs 9.2
8.6 vs 9.0
8.6 vs 8.9
8.6 vs 8.8
8.6 vs 9.68.6 vs 9.4
8.6 vs 9.4
8.6 vs 9.2
8.6 vs 9.1
8.6 vs 9.18.6 vs 9.1
8.6 vs 9.1
8.6 vs 8.8
8.6 vs 8.8- 8.6 vs 8.8
- 8.6 vs 8.8
8.6 vs 8.8- 8.6 vs 8.8
8.6 vs 8.5
8.6 vs 8.5
8.6 vs 8.5
8.6 vs 8.38.6 vs 8.2
8.6 vs 8.08.6 vs 8.0
Where Yuh is available
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to keep a Yuh account?+
Nothing to run the account: the monthly fee is CHF 0 and the annual fee is CHF 0, and the pricing model is listed as no annual fee. The charge to watch sits on currency conversion, which runs at 0.95%.
What does spending abroad in another currency cost?+
Yuh charges a currency conversion fee of 0.95% when money is converted, which places it at 122 of 259 brands on that measure. Spending in the local currency where you are keeps the conversion off your account.
Is this a debit card or a credit card?+
The card type is debit, so the balance comes straight from the bank account behind it rather than a credit line. Rewards are absent as well, with the rewards type listed as none, so it is a spending card rather than a rewards card.
What card do I get and what network is it on?+
The card type is debit and the network is mastercard. A virtual card sits in the feature set alongside multi-currency, crypto and travel (multi currency, crypto and virtual card), so online payments can be handled with a card number separate from the main card.
How many currencies can I hold?+
The account covers 13 currencies, with multi-currency listed as a feature (multi currency, crypto and virtual card). The balances sit in the account and the card draws on them, so 0.95% is the price for moving between currencies or for spending outside the one you hold.
Is Yuh aimed at children?+
The listed audience is kids, so it is built as a family account rather than a solo account. With the virtual card in multi currency, crypto and virtual card, a young user can be given online spending kept apart from the main card while the parent holds the account.
How do I get help if something goes wrong?+
Support runs through help centre, so questions go to the help centre rather than a listed phone line or live chat. Worth knowing before applying, since the company is based in Switzerland and the help centre is the only channel shown.
When was Yuh founded and where does it operate from?+
The company was founded in 2021 and is based in Switzerland. Fees are quoted in Swiss francs, so the CHF 0 monthly fee and the 0.95% conversion charge are set in that currency rather than in sterling or dollars.
Sources
- yuh.com/en checked September 26, 2026
Backs: Headquarters
“the #1 Swiss finance app, backed by Swissquote”
- yuh.com/en/about-yuh checked September 26, 2026
Backs: Founded
“Yuh was launched as a start-up in 2021”
- yuh.com/en/app/pay checked September 26, 2026
Backs: Currencies, Features, Card network, Rewards type
“13 currencies under 1 IBAN - Yuh Mastercard has 13 pre-installed currencies”
- yuh.com/en/help checked September 26, 2026
Backs: Support channels
“How can we help? - Help centre FAQ sections”
- yuh.com/en/pricing checked September 26, 2026
Backs: Annual fee, Audience, Card type, Currency conversion fee, Pricing model, Monthly fee
“Yuh online bank account: Account management Free - main retail account”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Yuh
A no-cost multi-currency Mastercard for a family with kids who shops online.