Advanzia Bank S.A. Gebührenfrei Mastercard Gold
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Advanzia Bank S.A. Gebührenfrei Mastercard Gold
Advanzia Bank S.A. - Mastercard - Credit card
4.8
4.8 out of 5
9.6/10
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Head-to-head
Advanzia Bank S.A. Gebührenfrei Mastercard Gold vs KBC Credit Card
Compare Advanzia Bank S.A. Gebührenfrei Mastercard Gold and KBC Credit Card side by side: fees, rewards, APR, and perks.
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KBC Credit Card
No rewards
KBC Credit Card
KBC Bank - Mastercard - Credit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Advanzia Bank S.A. Gebührenfrei Mastercard Gold | KBC Credit Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 24.69% | 8.97% |
| Interest-free period | 49 days | 30 days |
| Foreign transaction fee | 0% | 1.6% |
| Rewards | 5% travel credit on package holidays and flights booked through the Advanzia/Urlaubsplus partner portal, and 5% rebate on car rentals booked through partner mietwagen.de. Rebate is credited the month following trip start or vehicle return. No general cashback on everyday purchases. | No structured cashback or points programme. Mastercard network benefits include free return shipping (up to €30, max 3 claims/year) and exclusive concert presale access through a Live Nation partnership. Mastercard Travel Rewards may provide cashback on select foreign transactions via the Mastercard network. |
| Installments | Revolving credit available; minimum monthly payment is 3% of outstanding balance (minimum €30). Interest accrues at 24.69% APR on any unpaid balance. Full balance repayment by the 20th of each month avoids interest on purchases. | Repayments can be spread over multiple months via the optional KBC Flex Budget facility (open-ended credit reserve). Minimum monthly repayment is 5.6% of the outstanding balance. Interest accrues only on the outstanding amount. |
| No card fee | ||
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Advanzia Bank S.A. Gebührenfrei Mastercard Gold if its checked rows above line up with how you spend most.
- Choose the KBC Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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