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Card calculators

Free card calculators

Run the numbers before you apply: estimate the rewards a card earns on your spending, plan a balance-transfer payoff, price a foreign-transaction fee, and check whether an annual fee is worth it. Every calculator works in any currency.

More card calculators coming soon

Credit-utilisation checker
Welcome bonus break-even
Minimum-payment debt trap visualiser
Cashback category optimiser
Card spend budgeting planner
APR payoff timeline

The card edit, every Friday

New card deals, fee changes, and one guide worth reading. Short read, zero spam.

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