Discover it® Chrome
Cash back
Discover it® Chrome
Discover - Credit card
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Head-to-head
Compare Discover it® Chrome and Trade Republic Card (Virtual) side by side: fees, rewards, APR, and perks.
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Discover - Credit card
Trade Republic - Visa - Debit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Discover it® Chrome | Trade Republic Card (Virtual) |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 17.49% | - |
| Interest-free period | 25 days | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases per quarter); 1% unlimited on all other purchases | 1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan of your choice. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing: transactions rounded to the nearest euro with the difference (multiplied 1×–10×) invested weekly. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | ||
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
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