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Discover Credit card
Discover it® Chrome
Cash back
Apply for Discover it® Chrome

On Discover's secure site

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Card review

Discover it® Chrome

5.0 5.0 out of 5 10.0/10 DebitCue Score Verified

Simple 2% on gas and dining with an industry-leading balance transfer offer.

Fee
No fee
Purchase APR
17.49% - 26.49%
Interest-free
25 days
Foreign fee
None
Rewards
2% cash back at gas stations and restaurants (up to $1,000 in combined purchases per quarter); 1% unlimited on all other purchases
Welcome offer
Unlimited Cashback Match: Discover automatically matches all cash back earned at the end of your first year

Our verdict

What stands out, and where it falls short.

What we like

  • 2% cash back at gas stations and restaurants (up…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees

Who It Is For

Whether the Discover it® Chrome fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending

Rates and fees

As of

All amounts shown in USD.

Card fee
No fee
Purchase APR
17.49% - 26.49%
Interest-free period
25 days
Foreign transaction fee
None
Intro APR (purchases)
0% for 6 months, then 17.49%–26.49% variable
Intro APR (balance transfers)
0% for 18 months, then 17.49%–26.49% variable
Balance transfer fee
3% intro fee; up to 5% on future transfers

Rewards and features

Rewards
2% cash back at gas stations and restaurants (up to $1,000 in combined purchases per quarter); 1% unlimited on all other purchases
Welcome offer
Unlimited Cashback Match: Discover automatically matches all cash back earned at the end of your first year
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
2% cap
Gas + restaurant cap is $1,000 in combined purchases per quarter; 1% after cap

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
  • Free FICO® Score access
  • First late fee forgiven
  • No penalty APR for late payments

Eligibility

What you need before you apply.

Credit score
Good to excellent (FICO 670+)

Discover it® Chrome: your questions answered

Does the Discover it® Chrome have a card fee?
No - the Discover it® Chrome has no card fee.
What rewards does the Discover it® Chrome earn?
The Discover it® Chrome earns 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases per quarter); 1% unlimited on all other purchases.
Does the Discover it® Chrome charge foreign transaction fees?
No - the Discover it® Chrome has no foreign transaction fees, so it suits spending abroad.
Is there an interest-free period on the Discover it® Chrome?
Yes - up to 25 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the Discover it® Chrome?
The Discover it® Chrome has a purchase APR of 17.49% - 26.49%.
Does the Discover it® Chrome have a welcome offer?
Yes - Unlimited Cashback Match: Discover automatically matches all cash back earned at the end of your first year.
Is the Discover it® Chrome a credit, debit or prepaid card?
The Discover it® Chrome is a credit card issued by Discover on the Discover network.
Does the Discover it® Chrome support Apple Pay and Google Pay?
Yes - the Discover it® Chrome works with both Apple Pay and Google Pay.
Where can I get the Discover it® Chrome?
The Discover it® Chrome is currently offered in United States.
How does DebitCue rate the Discover it® Chrome?
DebitCue rates the Discover it® Chrome 5.0 out of 5 (10.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

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Fee
No fee
Interest
18.24% - 27.24%
Interest-free
25 days

Why we like it

  • 5% cash back on rotating quarterly categories (up to…
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Simple, flat-rate 1.5% cash back on every purchase with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% on…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
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