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Trade Republic Debit card
Trade Republic Card Mirror
Cash back
VISA
Apply for Trade Republic Card Mirror

On Trade Republic's secure site

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Debit card Trade Republic Visa

Card review

Trade Republic Card Mirror

5.0 5.0 out of 5 10.0/10 DebitCue Score Verified

The premium mirror-finish metal Visa debit card — same rewards, standout design.

Fee
No fee
Foreign fee
None
Rewards
Cash back
Rewards
1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing feature included. Identical financial benefits to the Classic card — premium pricing is purely for the mirror-finish metal design.
Welcome offer
Refer-a-friend: new users receive a free stock (€10–€200) after completing onboarding; referrers receive €10 once conditions are met.

Our verdict

What stands out, and where it falls short.

What we like

  • 1% Saveback on eligible card spending (up to €1,500/month,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees

Who It Is For

Whether the Trade Republic Card Mirror fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending

Rates and fees

As of

All amounts shown in EUR.

Card fee
No fee
Foreign transaction fee
None
Issuance fee (one-time)
€50
Monthly / annual fee
€0
Foreign transaction fee
0% — Visa mid-market rate applied directly
ATM fee
€0 for withdrawals ≥€100; €1 per withdrawal below €100 (worldwide)
Saveback (standard)
1% on eligible spend up to €1,500/month; max €15/month; requires €50/month savings plan

Rewards and features

Rewards
1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing feature included. Identical financial benefits to the Classic card — premium pricing is purely for the mirror-finish metal design.
Welcome offer
Refer-a-friend: new users receive a free stock (€10–€200) after completing onboarding; referrers receive €10 once conditions are met.
Pay with
Apple Pay, Google Pay, Contactless
Design
Mirror-finish reflective physical card — no additional financial perks vs Classic
Cash balance interest
2% p.a. on uninvested cash (no cap)
Daily ATM limit
€1,500

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
    Visa exchange rate applied directly with zero mark-up.
  • Round-up investing
    Spare change from card payments auto-invested into ETFs or stocks; multiplier adjustable 1×–10×.

Eligibility

What you need before you apply.

Availability
27 EU countries; German IBAN issued in the cardholder's name

Trade Republic Card Mirror: your questions answered

Does the Trade Republic Card Mirror have a card fee?
No - the Trade Republic Card Mirror has no card fee.
What rewards does the Trade Republic Card Mirror earn?
The Trade Republic Card Mirror earns 1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing feature included. Identical financial benefits to the Classic card — premium pricing is purely for the mirror-finish metal design..
Does the Trade Republic Card Mirror charge foreign transaction fees?
No - the Trade Republic Card Mirror has no foreign transaction fees, so it suits spending abroad.
Does the Trade Republic Card Mirror have a welcome offer?
Yes - Refer-a-friend: new users receive a free stock (€10–€200) after completing onboarding; referrers receive €10 once conditions are met..
Is the Trade Republic Card Mirror a credit, debit or prepaid card?
The Trade Republic Card Mirror is a debit card issued by Trade Republic on the Visa network.
Does the Trade Republic Card Mirror support Apple Pay and Google Pay?
Yes - the Trade Republic Card Mirror works with both Apple Pay and Google Pay.
Where can I get the Trade Republic Card Mirror?
The Trade Republic Card Mirror is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the Trade Republic Card Mirror?
DebitCue rates the Trade Republic Card Mirror 5.0 out of 5 (10.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Trade Republic Card Mirror?
Use the Apply now button to continue on Trade Republic's secure site. Comparing and applying through DebitCue is free.

Before you decide

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Fee
No fee
Foreign fee
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Type
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Why we like it

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  • Welcome bonus
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Apply now On Vivid Money's secure site View details