U.S. Bank Visa® Debit Card

4.8 9.6/10 DebitCue Score Verified Jun 20, 2026

Your everyday debit card with personalized cash-back deals

Fee: No fee
Foreign fee: None
Rewards: Cash back

Rewards

Personalized cash-back deals activated via the U.S. Bank mobile app at select restaurants, retail stores, and entertainment venues. 5% discount on gift cards at The Gift Card Shop. Earn-and-save feature automatically transfers preset amounts ($0.25–$5) to savings per purchase.

Our verdict

What stands out, and where it falls short.

What we like

Personalized cash-back deals activated via the U.S. Bank mobile…
No card fee
No foreign transaction fees

Who It Is For

Whether the U.S. Bank Visa® Debit Card fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
Frequent travelers
People who want rewards on their spending

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Foreign transaction fee: None
Monthly fee: No card fee (checking account monthly maintenance fee may apply depending on account type)

Rewards and features

Rewards: Personalized cash-back deals activated via the U.S. Bank mobile app at select restaurants, retail stores, and entertainment venues. 5% discount on gift cards at The Gift Card Shop. Earn-and-save feature automatically transfers preset amounts ($0.25–$5) to savings per purchase.
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Cash-back deals: Personalized offers at select merchants; must be activated via U.S. Bank mobile app before purchase
Spend & Save: Automatically transfers $0.25–$5 to savings account with each purchase
Card designs: Dozens of customizable designs including NFL teams, university logos, and eco-friendly artwork

Benefits and perks

Extras that come bundled with the card.

Zero fraud liability

No responsibility for unauthorized purchases; automatic fraud detection and alerts
Instant card lock

Lock or unlock the debit card instantly via mobile app if lost or misplaced

Eligibility

What you need before you apply.

Requirement: Must hold a qualifying U.S. Bank checking account

U.S. Bank Visa® Debit Card: your questions answered

Does the U.S. Bank Visa® Debit Card have a card fee?

No - the U.S. Bank Visa® Debit Card has no card fee.

What rewards does the U.S. Bank Visa® Debit Card earn?

The U.S. Bank Visa® Debit Card earns Personalized cash-back deals activated via the U.S. Bank mobile app at select restaurants, retail stores, and entertainment venues. 5% discount on gift cards at The Gift Card Shop. Earn-and-save feature automatically transfers preset amounts ($0.25–$5) to savings per purchase..

Does the U.S. Bank Visa® Debit Card charge foreign transaction fees?

No - the U.S. Bank Visa® Debit Card has no foreign transaction fees, so it suits spending abroad.

Is the U.S. Bank Visa® Debit Card a credit, debit or prepaid card?

The U.S. Bank Visa® Debit Card is a debit card issued by U.S. Bank on the Visa network.

Does the U.S. Bank Visa® Debit Card support Apple Pay and Google Pay?

Yes - the U.S. Bank Visa® Debit Card works with both Apple Pay and Google Pay.

Where can I get the U.S. Bank Visa® Debit Card?

The U.S. Bank Visa® Debit Card is currently offered in United States.

How does DebitCue rate the U.S. Bank Visa® Debit Card?

DebitCue rates the U.S. Bank Visa® Debit Card 4.8 out of 5 (9.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the U.S. Bank Visa® Debit Card?

Use the Apply now button to continue on U.S. Bank's secure site. Comparing and applying through DebitCue is free.