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Trade Republic Debit card
Trade Republic Card Classic
Cash back
VISA
Apply for Trade Republic Card Classic

On Trade Republic's secure site

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Debit card Trade Republic Visa

Card review

Trade Republic Card Classic

4.8 4.8 out of 5 9.6/10 DebitCue Score Verified

The everyday plastic Visa debit card — free to own, rewarding to use.

Fee
No fee
Foreign fee
None
Rewards
Cash back
Rewards
1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing feature included.
Welcome offer
Refer-a-friend: new users receive a free stock (€10–€200) after completing onboarding; referrers receive €10 once conditions are met.

Our verdict

What stands out, and where it falls short.

What we like

  • 1% Saveback on eligible card spending (up to €1,500/month,…
  • Welcome bonus
  • No card fee
  • No foreign transaction fees

Who It Is For

Whether the Trade Republic Card Classic fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending

Rates and fees

As of

All amounts shown in EUR.

Card fee
No fee
Foreign transaction fee
None
Issuance fee (one-time)
€5
Monthly / annual fee
€0
Foreign transaction fee
0% — Visa mid-market rate applied directly
ATM fee
€0 for withdrawals ≥€100; €1 per withdrawal below €100 (worldwide)
Saveback (standard)
1% on eligible spend up to €1,500/month; max €15/month; requires €50/month savings plan

Rewards and features

Rewards
1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing feature included.
Welcome offer
Refer-a-friend: new users receive a free stock (€10–€200) after completing onboarding; referrers receive €10 once conditions are met.
Pay with
Apple Pay, Google Pay, Contactless
Cash balance interest
2% p.a. on uninvested cash (no cap)
Daily ATM limit
€1,500
Daily spending limit
€10,000

Benefits and perks

Extras that come bundled with the card.

  • No foreign transaction fees
    Visa exchange rate applied directly with zero mark-up on all currencies.
  • Round-up investing
    Spare change from card payments auto-invested into ETFs or stocks; multiplier 1×–10×.

Eligibility

What you need before you apply.

Availability
27 EU countries; German IBAN issued in the cardholder's name

Trade Republic Card Classic: your questions answered

Does the Trade Republic Card Classic have a card fee?
No - the Trade Republic Card Classic has no card fee.
What rewards does the Trade Republic Card Classic earn?
The Trade Republic Card Classic earns 1% Saveback on eligible card spending (up to €1,500/month, capped at €15/month), automatically invested into a savings plan. Requires a minimum €50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at €30/month). Round-up investing feature included..
Does the Trade Republic Card Classic charge foreign transaction fees?
No - the Trade Republic Card Classic has no foreign transaction fees, so it suits spending abroad.
Does the Trade Republic Card Classic have a welcome offer?
Yes - Refer-a-friend: new users receive a free stock (€10–€200) after completing onboarding; referrers receive €10 once conditions are met..
Is the Trade Republic Card Classic a credit, debit or prepaid card?
The Trade Republic Card Classic is a debit card issued by Trade Republic on the Visa network.
Does the Trade Republic Card Classic support Apple Pay and Google Pay?
Yes - the Trade Republic Card Classic works with both Apple Pay and Google Pay.
Where can I get the Trade Republic Card Classic?
The Trade Republic Card Classic is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the Trade Republic Card Classic?
DebitCue rates the Trade Republic Card Classic 4.8 out of 5 (9.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Trade Republic Card Classic?
Use the Apply now button to continue on Trade Republic's secure site. Comparing and applying through DebitCue is free.

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