Credit card

Discover it® Student Chrome

Cash back

Apply for Discover it® Student Chrome

On Discover's secure site

Compare similar cards

Credit card Discover

Card review

Discover it® Student Chrome

5.0 10.0/10 DebitCue Score Verified Jun 20, 2026

Simple gas and dining rewards for students building credit.

Fee: No fee
Purchase APR: 16.49% - 25.49%
Interest-free: 25 days
Foreign fee: None

Rewards

2% cash back at gas stations and restaurants (up to $1,000 combined per quarter); 1% on all other purchases

Welcome offer

Unlimited Cashback Match: Discover automatically matches all cash back earned at the end of your first year

Our verdict

What stands out, and where it falls short.

What we like

2% cash back at gas stations and restaurants (up…
Welcome bonus
No card fee
No foreign transaction fees

Who It Is For

Whether the Discover it® Student Chrome fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
Frequent travelers
People who want rewards on their spending

Rates and fees

As of June 20, 2026

All amounts shown in USD.

Card fee: No fee
Purchase APR: 16.49% - 25.49%
Interest-free period: 25 days
Foreign transaction fee: None
Intro APR (purchases): 0% for 6 months, then 16.49%–25.49% variable

Rewards and features

Rewards: 2% cash back at gas stations and restaurants (up to $1,000 combined per quarter); 1% on all other purchases
Welcome offer: Unlimited Cashback Match: Discover automatically matches all cash back earned at the end of your first year
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
2% cap: Gas + restaurant cap is $1,000 in combined purchases per quarter; 1% after cap

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fees
Reports to all three credit bureaus; helps build credit history
Free FICO® Score access
First late fee forgiven

Eligibility

What you need before you apply.

Credit score: No credit score required; designed for limited/no credit history
Enrollment requirement: Must be enrolled in an eligible college or university

Discover it® Student Chrome: your questions answered

Does the Discover it® Student Chrome have a card fee?

No - the Discover it® Student Chrome has no card fee.

What rewards does the Discover it® Student Chrome earn?

The Discover it® Student Chrome earns 2% cash back at gas stations and restaurants (up to $1,000 combined per quarter); 1% on all other purchases.

Does the Discover it® Student Chrome charge foreign transaction fees?

No - the Discover it® Student Chrome has no foreign transaction fees, so it suits spending abroad.

Is there an interest-free period on the Discover it® Student Chrome?

Yes - up to 25 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the Discover it® Student Chrome?

The Discover it® Student Chrome has a purchase APR of 16.49% - 25.49%.

Does the Discover it® Student Chrome have a welcome offer?

Yes - Unlimited Cashback Match: Discover automatically matches all cash back earned at the end of your first year.

Is the Discover it® Student Chrome a credit, debit or prepaid card?

The Discover it® Student Chrome is a credit card issued by Discover on the Discover network.

Does the Discover it® Student Chrome support Apple Pay and Google Pay?

Yes - the Discover it® Student Chrome works with both Apple Pay and Google Pay.

Where can I get the Discover it® Student Chrome?

The Discover it® Student Chrome is currently offered in United States.

How does DebitCue rate the Discover it® Student Chrome?

DebitCue rates the Discover it® Student Chrome 5.0 out of 5 (10.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.