Advanzia Bank S.A. Gebührenfrei Mastercard Gold
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Advanzia Bank S.A. Gebührenfrei Mastercard Gold
Advanzia Bank S.A. - Mastercard - Credit card
4.8
4.8 out of 5
9.6/10
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Advanzia Bank S.A. Gebührenfrei Mastercard Gold vs Millennium BCP TAP Classic Credit Card
Compare Advanzia Bank S.A. Gebührenfrei Mastercard Gold and Millennium BCP TAP Classic Credit Card side by side: fees, rewards, APR, and perks.
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Millennium BCP TAP Classic Credit Card
Miles
Millennium BCP TAP Classic Credit Card
Millennium BCP - Visa - Credit card
4.0
4.0 out of 5
8.0/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Advanzia Bank S.A. Gebührenfrei Mastercard Gold | Millennium BCP TAP Classic Credit Card |
|---|---|---|
| Card fee | No fee | €41.6 EUR/yr (≈ $45) |
| Purchase APR (from) | 24.69% | 18.5% |
| Interest-free period | 49 days | 30 days |
| Foreign transaction fee | 0% | 3.85% |
| Rewards | 5% travel credit on package holidays and flights booked through the Advanzia/Urlaubsplus partner portal, and 5% rebate on car rentals booked through partner mietwagen.de. Rebate is credited the month following trip start or vehicle return. No general cashback on everyday purchases. | Earn 1 TAP Miles&Go mile per €1 spent. Maximum 5,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, tolls, and government payments. |
| Installments | Revolving credit available; minimum monthly payment is 3% of outstanding balance (minimum €30). Interest accrues at 24.69% APR on any unpaid balance. Full balance repayment by the 20th of each month avoids interest on purchases. | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Advanzia Bank S.A. Gebührenfrei Mastercard Gold if its checked rows above line up with how you spend most.
- Choose the Millennium BCP TAP Classic Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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