Advanzia Bank S.A. Gebührenfrei Mastercard Gold vs N26 Flex: fees, rewards and APR compared - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Head-to-head

Advanzia Bank S.A. Gebührenfrei Mastercard Gold vs N26 Flex

Compare Advanzia Bank S.A. Gebührenfrei Mastercard Gold and N26 Flex side by side: fees, rewards, APR, and perks.

Last verified

Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Advanzia Bank S.A. Gebührenfrei Mastercard Gold versus N26 Flex compared by attribute
Feature Advanzia Bank S.A. Gebührenfrei Mastercard Gold N26 Flex
Card fee No fee €8.9 EUR/mo (≈ $10)
Purchase APR (from) 24.69% -
Interest-free period 49 days -
Foreign transaction fee 0% 1.5%
Rewards 5% travel credit on package holidays and flights booked through the Advanzia/Urlaubsplus partner portal, and 5% rebate on car rentals booked through partner mietwagen.de. Rebate is credited the month following trip start or vehicle return. No general cashback on everyday purchases. -
Installments Revolving credit available; minimum monthly payment is 3% of outstanding balance (minimum €30). Interest accrues at 24.69% APR on any unpaid balance. Full balance repayment by the 20th of each month avoids interest on purchases. -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the Advanzia Bank S.A. Gebührenfrei Mastercard Gold if its checked rows above line up with how you spend most.
  • Choose the N26 Flex if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

Want a different match-up?

Line up any two cards side by side, or browse the full list to find your next card.