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American Express Germany Credit card
American Express Blue Card
Points
AMEX
Apply for American Express Blue Card

On American Express Germany's secure site

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Credit card American Express Germany American Express

Card review

American Express Blue Card

4.6 4.6 out of 5 9.2/10 DebitCue Score Verified

Dauerhaft kostenlos – die Einstiegskarte von American Express

Fee
No fee
No fee waiver needed — permanently free
Purchase APR
Not published
Interest-free
30 days
Foreign fee
2%
Rewards
1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations.
Welcome offer
€25 statement credit after €1,200 spend within first 6 months of card receipt

Our verdict

What stands out, and where it falls short.

What we like

  • 1 Membership Rewards point per €1 spent (optional paid…
  • Welcome bonus
  • No card fee
  • Travel insurance included
  • Pay in installments

Worth weighing

  • 2% foreign transaction fee

Who It Is For

Whether the American Express Blue Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who want rewards on their spending
  • People who pay big purchases off over time

Skip it if you are

  • Frequent international travelers

Rates and fees

As of

All amounts shown in EUR.

Card fee
No fee
Purchase APR
Not published
Interest-free period
30 days
Foreign transaction fee
2%
Jahresgebühr
Kostenlos (dauerhaft)
Fremdwährungsgebühr
2,0 % außerhalb Eurozone
Bargeldabhebung
4,0 %, mindestens 5,00 €

Rewards and features

Rewards
1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations.
Welcome offer
€25 statement credit after €1,200 spend within first 6 months of card receipt
Installments
Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.); minimum amount €300
Pay with
Apple Pay, Google Pay, Contactless
Kartentyp
Charge Card – monatliche Vollabrechnung per Lastschrift
Membership Rewards
Optional, 30 €/Jahr; Turbo-Option 15 €/Jahr (50 % Mehrpunkte)

Benefits and perks

Extras that come bundled with the card.

  • ShopGarant 90-Tage-Kaufschutz
    90-day purchase protection against theft and accidental damage
  • Verkehrsmittel-Unfallversicherung
    Accident insurance when travelling on public transport worldwide

American Express Blue Card: your questions answered

Does the American Express Blue Card have a card fee?
No - the American Express Blue Card has no card fee.
What rewards does the American Express Blue Card earn?
The American Express Blue Card earns 1 Membership Rewards point per €1 spent (optional paid programme at €30/year). Turbo option adds 50% bonus for €15/year extra. Points redeemable for travel, shopping, gift cards, and charitable donations..
Does the American Express Blue Card charge foreign transaction fees?
Yes - the American Express Blue Card charges a 2% foreign transaction fee.
Is there an interest-free period on the American Express Blue Card?
Yes - up to 30 days interest-free when you pay your balance in full by the due date.
Does the American Express Blue Card have a welcome offer?
Yes - €25 statement credit after €1,200 spend within first 6 months of card receipt.
Can I pay in installments with the American Express Blue Card?
Yes - Splitpay optional installment loan via solarisBank (nominal rate 11% p.a., effective ~11.57% p.a.); minimum amount €300.
Is the American Express Blue Card a credit, debit or prepaid card?
The American Express Blue Card is a credit card issued by American Express Germany on the American Express network.
Does the American Express Blue Card support Apple Pay and Google Pay?
Yes - the American Express Blue Card works with both Apple Pay and Google Pay.
Where can I get the American Express Blue Card?
The American Express Blue Card is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.
How does DebitCue rate the American Express Blue Card?
DebitCue rates the American Express Blue Card 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

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