American Express Cashback Credit Card vs Vanquis Low APR Balance Transfer Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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American Express Cashback Credit Card vs Vanquis Low APR Balance Transfer Credit Card

Compare American Express Cashback Credit Card and Vanquis Low APR Balance Transfer Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Cashback Credit Card versus Vanquis Low APR Balance Transfer Credit Card compared by attribute
Feature American Express Cashback Credit Card Vanquis Low APR Balance Transfer Credit Card
Card fee £25 GBP/yr (≈ $31) No fee
Purchase APR (from) 34.6% 29.9%
Interest-free period 56 days 56 days
Foreign transaction fee 2.99% 2.99%
Rewards 0.75% cashback on the first £10,000 of annual spend; 1.25% on spend above £10,000. Introductory 5% cashback (capped at £125) for the first 3 months. -
Installments Flexible instalment plan available (Pay It Plan It) -
No card fee -
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Cashback Credit Card if its checked rows above line up with how you spend most.
  • Choose the Vanquis Low APR Balance Transfer Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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