American Express Cashback Everyday Credit Card vs Starling Kite (Under 16s Debit Card): fees, rewards and APR compared - DebitCue Skip to content
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American Express Cashback Everyday Credit Card vs Starling Kite (Under 16s Debit Card)

Compare American Express Cashback Everyday Credit Card and Starling Kite (Under 16s Debit Card) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

American Express Cashback Everyday Credit Card versus Starling Kite (Under 16s Debit Card) compared by attribute
Feature American Express Cashback Everyday Credit Card Starling Kite (Under 16s Debit Card)
Card fee No fee No fee
Purchase APR (from) 29.1% -
Interest-free period 56 days -
Foreign transaction fee 2.99% 0%
Rewards 0.5% cashback on up to £10,000 annual spend; 1% on spend above £10,000. Minimum £3,000 annual spend required to earn any cashback. Introductory 5% cashback (capped at £125) for the first 5 months. No rewards programme.
Installments Flexible instalment plan available (Pay It Plan It): fixed monthly fee, no interest, terms of 3, 6, or 12 months -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the American Express Cashback Everyday Credit Card if its checked rows above line up with how you spend most.
  • Choose the Starling Kite (Under 16s Debit Card) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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