Delta SkyMiles® Platinum American Express Card vs Bank of America® Unlimited Cash Rewards Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Delta SkyMiles® Platinum American Express Card vs Bank of America® Unlimited Cash Rewards Credit Card

Compare Delta SkyMiles® Platinum American Express Card and Bank of America® Unlimited Cash Rewards Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Delta SkyMiles® Platinum American Express Card versus Bank of America® Unlimited Cash Rewards Credit Card compared by attribute
Feature Delta SkyMiles® Platinum American Express Card Bank of America® Unlimited Cash Rewards Credit Card
Card fee $350 USD/yr No fee
Purchase APR (from) 19.49% 17.49%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 3x miles on Delta purchases and eligible hotels; 2x at restaurants worldwide and U.S. supermarkets; 1x on other purchases Unlimited 1.5% cash back on all purchases with no category restrictions and no quarterly caps. Preferred Rewards members earn 10–75% more, reaching up to 2.62% on every purchase at the top Preferred Rewards tier.
Installments - Custom Pay Plan: convert eligible purchases ($100+) into 3–18 month fixed-fee installment plans
No card fee -
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Delta SkyMiles® Platinum American Express Card if its checked rows above line up with how you spend most.
  • Choose the Bank of America® Unlimited Cash Rewards Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Delta SkyMiles® Platinum American Express Card Full review Bank of America® Unlimited Cash Rewards Credit Card

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