Delta SkyMiles® Platinum American Express Card vs Citi® Secured Mastercard®: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Delta SkyMiles® Platinum American Express Card vs Citi® Secured Mastercard®

Compare Delta SkyMiles® Platinum American Express Card and Citi® Secured Mastercard® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Delta SkyMiles® Platinum American Express Card versus Citi® Secured Mastercard® compared by attribute
Feature Delta SkyMiles® Platinum American Express Card Citi® Secured Mastercard®
Card fee $350 USD/yr No fee
Purchase APR (from) 19.49% 26.74%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 3x miles on Delta purchases and eligible hotels; 2x at restaurants worldwide and U.S. supermarkets; 1x on other purchases -
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Delta SkyMiles® Platinum American Express Card if its checked rows above line up with how you spend most.
  • Choose the Citi® Secured Mastercard® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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