Delta SkyMiles® Reserve American Express Card vs The Platinum Card® from American Express: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Delta SkyMiles® Reserve American Express Card vs The Platinum Card® from American Express

Compare Delta SkyMiles® Reserve American Express Card and The Platinum Card® from American Express side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Delta SkyMiles® Reserve American Express Card versus The Platinum Card® from American Express compared by attribute
Feature Delta SkyMiles® Reserve American Express Card The Platinum Card® from American Express
Card fee $650 USD/yr $895 USD/yr
Purchase APR (from) 19.49% 19.49%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 3x miles on Delta purchases; 1x on all other purchases 5x points on flights booked directly with airlines or through Amex Travel (up to $500,000/year); 5x on prepaid hotels via Amex Travel; 1x on all other purchases
Installments - -
No card fee - -
No foreign transaction fee
Welcome bonus
Airport lounge access
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Delta SkyMiles® Reserve American Express Card if its checked rows above line up with how you spend most.
  • Choose the The Platinum Card® from American Express if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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